We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
LBM in 2003.. What have I been doing since??!
Comments
-
Thanks guys. Yes looking forward to it very much.
Frantic week at work has finally closed. Shattered. Now looking forward to a roast dinner and may make a banoffee pie for no particular reason other than I fancy one..:rotfl:
In other news..cooker has finally given up ghost. New one coming next Tuesday :j and £40 discount as it's an ex-display. Also decluttered 40 items to CS so will update my signature..
Monies landed in the household pot today so immediately siphoned off to NW savings account i.e. the tax fund and also to final M£NA card. I so so want that gone....
Hope everyone having a good day xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Banoffee pie :drool:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I love 'em and haven't had a slice in ages and ages.. my treat to myself MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Everything sounding good in Brizzle land Trip to Amsterdam will be fab! I get knocked down but I get up again (Chumbawamba, Tubthumping)0
-
Hey brizzle :wave:
Just to update you, I've been knocked back for my ppi (ccp) claim. The bank reckon because i can't remember in detail, the absolute principles of the sick pay cover for my job 17+ years ago, and because I can't remember whether I had personal savings of buttons or £000's, I was, apparently, a *good fit* for insurance..............................
80llc0cks
There is a glaring detail on the form - that I made them aware of in my claim, that highlights that i didn't select ppi cover...................
Banks are allowed to dispose of your records after 6 years (I think), but the minute you don't have employment and financial records going back almost 3x that, you're *wrong*........
17+ years ago I was employed in the public sector. I don't know, but I rather suspect that sick pay was faaarrrrrrr more generous then than it is now.......... I could be wrong....... And as for the savings, yes, it probably was buttons, but did I ever buy anything on my cc that took me up to my limit......... er nope........
Anyhoo, jus fort I'd let y'all know
Greying XPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £182.09/£300
Non-food spend August 2025 £14.73/£50
Bulk Fund August 2025 £0/£100 -
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Banoffee pie consumption has just increased up and down the country! Merest mention of it has several of us scrambling for the ingredients!MFW Challenge 2019 - £2,420 / £2,420 - 100% :T0
-
Thanks beanie love.
Greying XPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £182.09/£300
Non-food spend August 2025 £14.73/£50
Bulk Fund August 2025 £0/£100 -
Re the ppi payment - I know it’s not the done MSE thing but my friend has received back over £10,000 through using one of the claim companies. Obviously they took a cut but did all the hard battling for her and came up trumps....Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
hope your having fun this weekend, just catching up on your world...Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20220
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards