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LBM in 2003.. What have I been doing since??!
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Wonder why you just cant do it through internet banking?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks - yes it's to do with estimates and checking whether I want the term to change. Bizarre thing is that they are an app based Bank (At0m) so complained but will keep an eye on it. To be honest I will probably put the OPs in a high interest (well as much as gets to be high interest these days) and pay over in the thousands. As I can't get it back will also make me think hard about it.
And in other great news I FINALLY got my TCB payment and have requested it. £153 coming my way. Result. Brilliant.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Great news re the remortgage and TCB moneyI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Fab news re switching the mtge - and getting the tcb money
xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
great news on mortgage and TCB - I'm still slogging away slightly demotivated by the fact we might need to put DS op on a credit card or put any planned overpayments towards it but I didn't get into this debt overnight and wont get out of it over night either ...... I have returned to the world of ebay - lets see what the gods of watchers and bids hit me with this timeCC debt Aug 2018 £50.2K
CC debt Nov 2018 £48.6K0 -
Best of luck with it Debs...any update?
Thanks for popping by everyone.
Had a lazy day yesterday. Much needed. Increasingly cancelling stuff to free up time which can be unstructured for OH and I..think it may be (one of) the tricks to keeping us sane.
Money is looking better next month mortgage wise so may divert some of the savings to a much needed new cooker. Our current one has been a nightmare for cakes for ages. Think the thermoregulator is shot.
One bonus this week was delivery of a box of 6 bottles of wine for £4.99. Just a delivery charge and no tie in commitment. We had one bottle on Friday eve and it was nice too. Result.
Need to update the signature after having done the accounts. Can't be bothered to do today but I think we are hanging on in there and we are certainly paying down the final card quite well and saving for the December and January tax bills which is good. Stuff still needing to be decluttered to EBay and CS. Had to throw a work dress away as had moth holesI could do with a day to do mindless chores that need to be done during the week, but working too hard in RL for that at the moment.
But everyone healthy and working hard. Even DD2 has started GCSEs with a pretty good mindset
Hope everyone is good
XMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Sounds like everyone is doing well. Wine was a total bargain! Almost free in £'s so surely doesn't count when you drink it either!!!MFW Challenge 2019 - £2,420 / £2,420 - 100% :T0
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Sounds like you're doing great Brizzle almost free wine and a new cooker to cook cakes, what more could a girl want :rotfl:0
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PurpleFairy26 wrote: »Sounds like you're doing great Brizzle almost free wine and a new cooker to cook cakes, what more could a girl want :rotfl:
Raspberry gin:rotfl::rotfl:
& a mobility scooter:rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
What a party we can have.. :T... gin, free wine, cake and a mobility scooter
Yours or mine Beanie? :beer:
Good day today. Meal planned mainly using stuff we already have, went to an exercise class for first time in oh about 2 months, (meant to ask, PF, how's the exercise going?) and sorted a load of work. Still so thrilled got my accounts in. This way I have time to prepare for any nasty surprises.
Early night this evening...pooped and another hectic week ahead
Have a good one all
XMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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