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LBM in 2003.. What have I been doing since??!

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  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks PF. Will try those! Sound fab x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Sun_Addict
    Sun_Addict Posts: 24,092 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a fab week Brizzle :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Enjoy your week brizzle. :)

    P.S. Wow purplefairy - what a scrummy looking yoghurt cake. :T
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    I will thanks ladies.

    Meal planned, went for pizza, worked my socks off, delivered kids to clubs and now collapsing into bed. Another AFD too :)

    A pretty productive weekend if I say so myself. Now about to kick into a manic 5 day run at work so wish me luck!

    Will pop in to try and keep me on the straight and narrow.

    X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Sun_Addict
    Sun_Addict Posts: 24,092 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a good week, see you when you resurface :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,667 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sun_Addict wrote: »
    Have a good week, see you when you resurface :)

    From me too xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hope Manic Day 1 went well! :)

    SSG x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Thanks all!! :)

    Surviving. Came home and threw chicken fajitas together - best scratch meal we can do. Kids all love it.

    OH still working. I am watching some TV but bed soon.

    Big news today is that we switched mortgage provider. So big big decrease in what we need to spend which is great. The only wrinkle is that we have to phone every time we want to make an overpayment. What a drag. But needs must. If that's their route it will not put me off overpaying. I will however top up the ISA first so we have a fallback.

    Hope everyone is well x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw wrote: »
    Thanks all!! :)

    Surviving. Came home and threw chicken fajitas together - best scratch meal we can do. Kids all love it.

    OH still working. I am watching some TV but bed soon.

    Big news today is that we switched mortgage provider. So big big decrease in what we need to spend which is great. The only wrinkle is that we have to phone every time we want to make an overpayment. What a drag. But needs must. If that's their route it will not put me off overpaying. I will however top up the ISA first so we have a fallback.

    Hope everyone is well x

    Well done! Makes me laugh that they think by making it difficult we won't do it. Have they not come across the hard core mfw-ers :rotfl:
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations on the remortgage!

    How annoying about phoning up to make overpayments, that really would be a deal breaker for me! But I am antisocial :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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