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LBM in 2003.. What have I been doing since??!

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  • 5am to cook, definitely nuts :D
    But that's how you fit it all in so :T :T :T
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • Morning Brizzle, you made me laugh with the 'veggie chilli to which I'm adding meat' type of comment.

    We eat at least three veggie meals per week and Mr T invariably says 'lovely but could have done with some [insert type of] meat' :):):)

    Have a good day, Tilly xxx
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 8 September 2017 at 7:52PM
    It was ridiculously delicious. Everyone loved it. We will be doing that again. And as was late home from work was able to fall on it when I came home starving.

    Thanks for dropping by - Hope alls well with you. Busy in RL at the moment. One of the main organisers for a charity event we hold every 2 years.. taking up a lot of time and thinking stuff as well as full on at work. But MSE stuff ticking over. In much better place overall - working an extra day per week since April is helping hugely (doh.. obvious comment alert!!) so more income and stopping a lot of eating out has helped. Also a high value lodger (:rotfl:) in that the arrangement is worth between £7-800 PM as he's a student who eats with us etc. All of this has made 2017 a much better year money wise.

    Weather miserable here. Hope it's better for the weekend

    Have a good Friday all
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hello

    So...finally getting to the monthly round up.

    We did save i.e. put towards tax funds, pay off last CC bill etc 1/3 of our income which is frankly pretty astonishing. It helped massively that we had a frugal 2 weeks on holiday as our grocery bill was much lower, although we were only feeding 4 not 5. Our household bill went up, we spent a lot on some badly needed new furniture. Maybe the weather helped? I wonder if we spend more when it's dark and wintry.

    So...pretty good. A B- perhaps?? Or even a B.

    For September I want to have 15 AFDs and declutter 100 items, 25 have already gone. I also want to list more Bay of E items and try for 33% saving.

    Wish me luck!!

    Xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • scotdebs
    scotdebs Posts: 566 Forumite
    Hi Brizzle just popped by to catch up - your "veggie chilli" sounds like the only type of veggie chilli - that I could get OH to try LOL............
    CC debt Aug 2018 £50.2K
    CC debt Nov 2018 £48.6K
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    :rotfl:....its mainly my lodger..he can't go more than 24 hours without meat he tells me :rotfl:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • scotdebs
    scotdebs Posts: 566 Forumite
    brizzle remind me what TTs are I know its paying the pennies on your bank balance each day towards a debt but for the life of me cant remember what it stands for "something tallys":rotfl:
    CC debt Aug 2018 £50.2K
    CC debt Nov 2018 £48.6K
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Tilly Tidies after the wonderful Tilly who is on these threads. Yes it's rounding down to the next pound, ten pounds or sometimes when I am feeing really rash :rotfl: the nearest £100... you put it towards debt or into your savings. Stress free way to build up a surplus/pay off more debt without really realising. Plus for me it helps me feel that every day something good is happening on the money front.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • beanielou
    beanielou Posts: 95,677 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pass me your lodger please :)

    Have a great weekend :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzledfw wrote: »
    Hello

    So...finally getting to the monthly round up.

    We did save i.e. put towards tax funds, pay off last CC bill etc 1/3 of our income which is frankly pretty astonishing. It helped massively that we had a frugal 2 weeks on holiday as our grocery bill was much lower, although we were only feeding 4 not 5. Our household bill went up, we spent a lot on some badly needed new furniture. Maybe the weather helped? I wonder if we spend more when it's dark and wintry.

    So...pretty good. A B- perhaps?? Or even a Bx

    Oh - I think you should award yourself an A!:)


    SSG x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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