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LBM in 2003.. What have I been doing since??!
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Any support you can get that helps to relieve stress has got to be good. Good luck with the Ebay sales.Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
Thanks Box of Fluffies..what amazed me is that on his day off although he didn't go to the allotment (the rain hammered down all day) he took it upon himself to take stuff from loft, get bits to repair and then photograph and list...its quite a change in behaviour I can tell you!
Hope alls good with you. Will pop by later..MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
when dh was in afghan last year i found my diary a lifeline! It really kept me focussed
I hope the childminder decides to return to the brizzle household xx Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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Good for your OH to get listing. Hope you get lots of sales!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Hi brizzled. I wish I could get Mr Pooh to get rid off some of the 'stuff' he keeps, just in case.
I am a wood burner lover too. I have started burning rubbishy old books that won't sell anywhere. It keeps me warm. In face this afternoon I am going to sit and do some knitting in front of the fire business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Books..now theres a thing. thats blooming creative and slightly wacky (said in an admiring way!)
We tried to make newspapers into paper logs for a bit earlier this year when my LBM came and stuck around...but it was very time consuming for an hour of fuel time. But worth thinking about - I 'borrowed' the mould from my parents garage!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Books do seem to be very difficult to sell on. I can't find anywhere that takes them. I did a boot fair a couple of years ago and the books were very slow moving. I came back with nearly all of them. I'm planning on dropping some of them off at the local hospice.
PiqTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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I am going to now light the woodburner with some more conventional fuel as I am getting sick and tired of paying for gas for our heating. In May!!!! Its shocking and cruel of the weather to do this to all us MSE folk
To 'compensate' (in the loosest sense) I am now using 1 teabag between 2 cups..oh the savings I am making!!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi Brizzle,
Glad to have found your diary.
I see quite a few similarities between you and me so I am going to try to hang around and pick up more tips.
TGC June £78.50 / £250, May £262 / £250.
Debt (excluding mortgage) April 2012 - £29388, May 2012 - £25588.
Emergency Fund £0 / £1000.0 -
brizzledfw wrote: »I am going to now light the woodburner with some more conventional fuel as I am getting sick and tired of paying for gas for our heating. In May!!!! Its shocking and cruel of the weather to do this to all us MSE folk
To 'compensate' (in the loosest sense) I am now using 1 teabag between 2 cups..oh the savings I am making!!!
Now that is true saving! Well done you :rotfl:I am not putting the heating on, just lots more clothes, luckily there is nobody around to see how very rotund I look in thick jumper and cardi :rotfl:
PiqTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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