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LBM in 2003.. What have I been doing since??!

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Whoop! Bloody whoop..

    Notice of a fat cheque has arrived in the post just a minute ago. North of £500 going into the account. Deep joy. Sometimes I love the unpredictable upsides of a freelance lifestyle..

    And 10 items in hall ready for CS..they are all books though, which hardly counts. Must try harder! But will have a coffee first ;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Brizz I think you are doing fantastic and such an inspiration, If it takes a little longer to become mortgage free then so be it your busy making memories with your family.

    What a lovely thing to say PWPS.. I could hug you! Thanks and yes you're right. Never was that great at moderation or patience.

    Xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    :j for 500 dolla in and 10 items out:T
    Coffee sounds good.
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Aaw, thanks NOA.. just realised have got to pay for a term/class for DD2 so it will definitely help!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • doingitanyway
    doingitanyway Posts: 10,091 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Books are good for decluttering too. Just pile 10 books together and look at how much space you have reclaimed by sending them to the cs
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,860 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I think you are a star.
    You sell yourself so short.
    Woo hoo on cheque :J :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,168 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the cheque :) Weather is pants here too - cold and windy. Heating back on.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks guys, especially Lou :kiss: I think I am just not taking the MSE way of life as seriously as I should and I know I can and should do better...anyways up..

    Quiet day planned for today. Visiting oldies. Will make a cake, and take them lunch, leaving older child to revise...she's doing 5-6 hours a day which seems pretty good, especially as she's worked hard throughout her school life. Am also going to try and get more fruit and veg into my diet...together with my cycling should make me feel better...as sometimes feel a bit sluggish and am sleeping less well. I am also thinking a lot about money at the moment and what I need to do job wise...which I think is providing some low level stress.

    Hope everyone has a good day

    Brizzle X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Just caught up with the thread.......all sounding great. When hammering down debts, mortgage or otherwise, it's always hard when you have a life to live as well!! Splurges, steps backwards, a bit of real life are just minor hazards that come along to trip us up along the way. It's how they are dealt with is the key to being debt free........ oh and a bit of patience;) and you know this of course:rotfl:

    We are in full exam flow here but stressed. DD2 has been solid revising since January. Attended all the extra classes. Had some extra tutoring and still kept up with her extra curricular activities and hobbies. Enjoyed a final day at school and night out in The Town with all the 6th forms in the surrounding areas followed by weekend with friends and then crashed........think she peaked too early........had an exam on last day of school and she wasn't confident and it's been on her mind........and the weather has been glorious for about a week. ....and she is an outdoor person. I think she will be fine but there is no telling her! I have also stressed that she is under no pressure from us. DD1 Had no problems other than she knew exactly what was the minimum requirements and sailed through everything with seemingly little effort :mad: just like her mother:D

    Day 6 in the garden here.........getting spoilt now! Just enjoying it today though,lots of long standing jobs completed this week.

    Fizzy ginger beer.......yum. We always use to have some on the go maybe I will give it another go.
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • milasavesmoney
    milasavesmoney Posts: 1,787 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    When you talk about revising, would that be the same thing as studying? I keep seeing that word come up and it seems to be the same context we (US) use when saying 'studying for a test'.
    Overprepare, then go with the flow.
    [Regina Brett]
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