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LBM in 2003.. What have I been doing since??!

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Many thanks Captain - rather humbling to think of being a source of inspiration. (The collective folks on here are the true inspiration!) Thank you :D

    No more bids but some more watchers. Some stuff not shifting tho - may need to drop price or else give to CS. Dinner of LOs this eve and my second NSD day! Yay!! :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Ugh. Exhausting and testing day at work.

    Anyway, will be home soon. Dinner already made - using LO rice OH has made a spinach and rice cake (Italian style) which we will have with salads. The sun this morning made me obviously think it's already summer!! ( now realising it's definitely not and its chilly!) I have also done some TTs, given 7 items to the CS (will update sig) and only spend was the dentist. Am cutting down in the non-essentials nicely :T

    Am musing on working out number of months until we are MF - it's around 10 years (although planning to pay off in 6) and show on a chart as bricks so that each month we make a contractual payment we cross it through and literally chart our progress. I don't plan to do OPs yet as know we may go back into pot for unexpected expenses or even tax etc. It could be too easy to get to. I will put the chart somewhere visible. On back of larder door perhaps :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • beanielou
    beanielou Posts: 96,024 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to a bad day at work :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks beanie - yes, non too pleased but it could have been worse - no one was physically hurt!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,197 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I did the brick chart before, it was a really nice visual to see it going down, albeit slowly. Much better with overpayments!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yes think it will be a nice thing to chart. Haven't got round to it yet mind!

    At least 2 good MSE things to be grateful for, today:

    - OH purchasing tins of chickpeas at 25p per tin :D :T (even less than the 33p at Mr L.. gawd bless our local ethnic supermarkets..my bestest favourite is frozen cubes of garlic!) Think we will be eating a lot of chana saag and huumus in the next month!
    - more watchers on Bay of E items but need to drop starting prices on a couple and relist.


    NSD so far today..although meeting up briefly with a friend and if we go out that'll change by £10 or so. No sign of the tax cheque hitting my account..but hopefully tomorrow.

    Brizzle x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi :wave: quick update-

    Amazing two days with friend..house filled with laughter

    Went for lunch/snacks not dinner, much cheaper and then back to house for HM dinner and movies :)

    Used MOV in Boots. Made a huge difference. OH used TCB for MIL's present. All helps. Lots of interest in some EB&y items but holding firm against BINs :)

    Did some TTs and decluttered 1 item

    All in all a good day :)

    Love to all
    X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • MoneyMission
    MoneyMission Posts: 652 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    Hi Brizz. Can I just ask what a MOV is? Man Operating Vaccum? Many Other Videos? Management Of Vodka? Am I even close a little bit?
    MM
    x
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Money Off Voucher!! :)

    I am usually terrible at using them, always forgetting or going to a different store etc etc, so really pleased when I use them for something I need to buy
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • lucielle
    lucielle Posts: 11,535 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the savings. Hope you get the bids you want on ebay.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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