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LBM in 2003.. What have I been doing since??!
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Have a lovely eveningI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Great evening and very late to bed :eek:
Today we have spent, but got MOVs for a cheeky Chinese takeaway (it is Chinese New Year after all;)) and a huge £27 off my grocery order :T using some loyalty points and then a code they sent me. Means that the valentines chocs for OH and DDs and toiletries I bought (shower gels so not terrible spends) were effectively all free :T
Chooks laying very well and items going up onto Bay of E
Have a great weekend folks xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzledfw wrote: »Great evening and very late to bed :eek:
Today we have spent, but got MOVs for a cheeky Chinese takeaway (it is Chinese New Year after all;)) and a huge £27 off my grocery order :T using some loyalty points and then a code they sent me. Means that the valentines chocs for OH and DDs and toiletries I bought (shower gels so not terrible spends) were effectively all free :T
Chooks laying very well and items going up onto Bay of E
Have a great weekend folks x
Hi brizzle, well done on the money saving. :T
I need to get my rear in gear and get selling more on the bay. I've got loads of stuff and little motivation at the mo.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Thanks TC
I have set myself a sales income target for the month. That really helps me to be focussed/motivated , OH too I thinkMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Any top tips on the ebaying brizzle am in midst of de cluttering and have loads I can list but been a couple of years since I last ventured into the selling side of eBayCC debt Aug 2018 £50.2K
CC debt Nov 2018 £48.6K0 -
Hi
Lounging in bed reading paper whilst OH prepares an item for sale. Shocking!!Best go and help..but before I do
Have a look at the items you don't need anymore (be ruthless) and then see on Bay of E etc what else that is similar is selling for and what might be better off being sold rather then using Freecycle or going to a CS. You might be surprised.
Take good photos, (I would never look at any item for sale without pictures), but you can use a smartphone. They changed the sellers site last year (year before?) and it's now really easy to use. Use Pay Pal for income.
Set the starting price at what you'd feel happy to let it go for. That's really important to me. You can't start by feeling shafted because an item worth £99 was started by you at £9.99 and you only got £9.99 in a sale.
Spell everything correctly and make use of key words or phrases like Good Condition in the title
If there is a lot of interest don't give in to a BIN (buy it now) price too early/at all.
Use Royal Mail site and a set of scales to properly assess postal fees so you can don't look like a rip off or conversely lose out.
Set yourself a target for sales. It does get boring and a pain when packing and posting etc and I certainly find a goal to aim for helps. Maybe £50 to start you off? (Don't forget to take into account fees).
Jwil is a great bayer. Am sure she will have some suggestions too.
Have a great SundayMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hoping for a quieter day today. Working, but hunkered down at home as weather so miserable. Cats very out of sorts..think it's the storm.
SC Sausage casserole today with mash for tea and LOs for lunch. Juggled some money around they accounts and used a MOV for a coffee yesterday. All small moves forward. We also walked into and back from town where we bought a few bits - DD2 even helped me find a M€ybelline foundation instead of my usual C@arins one, when she saw it was £30 she dragged me away and said let's try somethingelse - £7.99. Very :money: I told her. Just hope it's as good :eek:
Then met up with OH and instead of coffee/cake out bought delicious baklava and scoffed it at home insteadWatched last episode of W&P..in front of the wood burner which was loaded up with off cuts. So a very frugal day in many ways.
Have a good week.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hey Brizzle,
Thanks for dropping by earlier:):A
I'm always in awe of your ebaying, I have dabbled but never really got into it. I think you probably need some quick successes to get motivated, because it really is boring listing everything. I've tried getting DS on board with the bribe that he can keep the money, if he can take pics and post, all to no avail
XX
NOAFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Hi NOA..
The money definitely keeps me motivated and the decluttering too..bit of saying "thank you, you've served your purpose now you can be converted into cash and I am putting that towards my debts.."
The family on board helps though. No denying that.
Have a good eve. Hope things are easing for youMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Quiet day. It was spent working and listening to the wind howling around the house. Woodburner now lit and more offcuts going up in smoke. More items listed and one sale. £11.99 towards the goal..all helpful but a long way to go mind.
SC stew was lush. Laundry done. Finally updated my Save £12k in 2016 thread for January (and so my signature) Small declutter. Sitting down now and thinking of an early night as an early start tomorrow. Cup of tea even though rather tempted by wine..this whole Dry January lark is making a difference (well early days but so far anyway
)
Hope everyone is well
xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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