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LBM in 2003.. What have I been doing since??!

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  • Sun_Addict
    Sun_Addict Posts: 24,203 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi brizzle - you and me both on the work uncertainty front :(

    Inspired by one of your earlier posts I bought some lemongrass and ginger cordial - it's gorgeous! Almost as nice as a glass of wine!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hmm. Weird times hey.

    It is lush. The pomegranate one is nice too...if you fancy a change :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 14 February 2016 at 7:02PM
    Slow day today. Did some work but more to be done. Meant to be going out with OH, already paid for but lacking in oomph. Don't really want to go!

    Anyhow.. HM card for OH :) Just shows you that important to complain about poor service, in this case chocs for Valentine's Day that arrived with crushed box. Refund of £12 coming my way and OH will eat them just the same. Not first time that has happened though so company need to sort that out.

    Doing a PC test - first time have been sent a product to try. Pretty useful and will enjoy completing the survey back.

    Doing some business development tomorrow. Will be good for me. And weather permitting some gardening. It's a wreck.

    Hope everyone is well

    X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you find some oomph, send some my way!!

    Hope you have a good night if you do go out Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Nightmare. Just looked at tickets PLMBL and realise it has started already. Ugh. Reminder to self: never trust the online diary entry. Anyway will now try and tempt OH out for a bevy so that at least all not lost.

    Oh well. It's only money :o:(
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 14 February 2016 at 8:09PM
    And on another note (writing as OH gets less grumpy (hopefully!!) and kids finish homework).. The (intimidating) brick wall of the remaining 108 mortgage instalments due if we don't make any overpayments is now sketched out, printed out & stuck to inside of a kitchen cupboard door. Family members will take it in turn to cross off a brick...it's a long old haul, but certainly worth making it 60 instalments instead by being MF in 5 (years;))! (That key brick is coloured differently ;)) DD1 taking a keen interest in the timing of this all and whether we will have scope to help her with uni ;) (no bad thing!)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Musing loads and wondering if we should stack out the S&S ISA with OP funds to try and reach our goal quicker. Obviously the market can go down (as evidenced now, but over 5 years??) One to think about. Am sure OH would prefer to just OP every month. Conservative and no risk.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Sun_Addict
    Sun_Addict Posts: 24,203 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The squashed chocolates reminded me of many years ago when I used to work in a shop, someone brought a packet of biscuits back because some were broken. The manager said "do you swallow them whole". Still makes me smile today :) The crossing bricks off idea is brilliant by the way. Hope Mr Brizzle is less grumpy by now - tell him he can't be grumpy on Valentine's Day!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,019 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Was it easy to draw your wall?
    I quite fancy a wee wall :)
    I am so rubbish at that type of thing:o
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Ooh..let me see if you can attach files to a PM..

    Will see what I can do tomorrow, otherwise its probably email.

    Mr B was pretty grumpy...but hope he's a bit more cheerful now. He blames himself for getting the times wrong :(
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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