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LBM in 2003.. What have I been doing since??!
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I did wonder whether you would be able to rent it out when and if the time came. Think I said as much over on my diary ! Its going to be a tough decision to make isnt it ? xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Just popping by to see how things are. It's not a bad thing to have the option to rent out the van, it's a useful thing to know in the direst of financial emergencies [obviously, I don't want you to have one, but it is a back up plan, nevertheless]
PiqTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Just a quick note to say I did get a bonus so the good news keeps on coming. Will do a proper review of the finances tomorrow/weekend
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Fantastic news, I'm really pleased for you, well done!
PiqTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
0 -
Thanks Piq..I do appreciate that it's hard when others are out of work. It's not of the scale that I got in my previous role but every little helps and it'll be very handy for the POAYC challenge.
Just read the tolip thread - there was a link on New Leafs thread..an old one but a goodie!
Off to post on the small things thread. Really want to keep focussed this upcoming week. Back later!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Ooh..this snowball thing on whatsthe cost.com could be rather addictive!!
Would love to bring my mortgage free date down below 2020!!
But need to tackle those pesky CCs first...no more spends on those for me!!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzled you and i are in the same boat CC first xxMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
brizzledfw wrote: »Just a quick note to say I did get a bonus so the good news keeps on coming. Will do a proper review of the finances tomorrow/weekend
:j:j Fantastic News Mrs B !!! They say Good news comes in 3's, so whats going to be next ?!! I wait with baited breath ................LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hi NL
Can't believe it...settling down for some more diary reading and my internet goes slow...AAGGH. Nothing will work. Hope its a temporary blip.
As my mortgage is low and I can pay in (and also take out!) Money at a moments notice, but as it offsets the over interest bill I have been paying into the overpayment pot with the idea that if I have an outstanding balance on either of the CCs when the interest free period runs out in December I will use it to pay off the cards in full.
However..as you know I have been using the cards for new purchases too..not very clever.
So I will stop that and rely on my current account. I like the CC (well like in a manner of speaking!) As it keeps the debt clear and obvious..and I can make PADs too. I really want to hit this POAYC challenge of £6k which should be doable. Tough but doable if you look at our spends and income on paper at least...maybe I just live in a parallel reality..........no dont respond to that!! Clearly I do!!
Laters
PS liked the link to tolips thread btwMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Internet bolli#ed....aaggghhhhh....i cannot read diaries on a phone...I am offically in mourning!! May have to find a cafe and eek out a coffee!! XxxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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