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LBM in 2003.. What have I been doing since??!
Comments
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PinotGrigio41 wrote: »Whats Budget Brain, have I missed something ?! x
Yup, you have! But you're not alone.....I have no idea either...
PiqTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Yup, you have! But you're not alone.....I have no idea either...
Piq
Oh good, I'm glad its not only me !!!
LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
:)Hello again
Budget Brain is the budgeting tool from the main MSE site. You probably either already use it or use a similar one. I love this one because it's so simple to use and amend, and you can save as many versions of it as you like. It's here:
http://www.moneysavingexpert.com/banking/Budget-planning
If you fancy having a go, just click on the red 'Get Started Now' banner about half-way down the page
LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
:)Hello again
Budget Brain is the budgeting tool from the main MSE site. You probably either already use it or use a similar one. I love this one because it's so simple to use and amend, and you can save as many versions of it as you like. It's here:
http://www.moneysavingexpert.com/banking/Budget-planning
If you fancy having a go, just click on the red 'Get Started Now' banner about half-way down the page
Thankyou, I have never even noticed a budgeting tool ! I will have a little look later x LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
PinotGrigio41 wrote: »Thankyou, I have never even noticed a budgeting tool ! I will have a little look later x
...nor me Should get off the diary board more often....
PiqTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Totally off topic and about 2 weeks late ............but it's just come to me .........Svetlana ......... The perfect Slovenian name for your camper van! :TLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Yes the guys and gals on here are top. Thanks for popping by..how's you? You've been quiet...
I'm great, thanks for asking. Work has just been crazy for the last couple of weeks.
It's been lovely weather here too, which I'm really enjoying. Autumn is turning out to be much nicer than the summer we just (didn't) have. Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
Hi all
Sorry for the sporadic visits to here and your diaries..have been back at work this week...and struggling to get on here as much as I'd like..currently multitasking on the train to Yorkshire...should be prepping for work but thought that touching base with you guys would be much more fun!
Budget brain is good..maybe not up to Kerri amazing dynamic spreaddies with pivot tables and all that malarkey ;-) but pretty good way of doing the dreaded SoA and really thinking about regular and all those 'discretionary' spends!
Think I posted on PG's diary that we may have a booking for the van. Seems too good to miss...but it will be hard to let our most significant asset go away into the hands of a stranger!! I am also thinking about trying to increase my hours at work- as part of a revamped resourcing strategy- it would increase my take home quite a bit. Oh decisions decisions!!
Hope alls well with my lovely MSE pals!!!
XxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Great news about the van!
Hope all is well x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hi jwil..
Its £700!!! But having a pang re whether we can let it out to strangers. Need to find out more about the agency too. Creditworthiness- read their insurance policies etc. ut it would certainly help the POAMAYC challenge which has slowed down. Altho must add in another £21 from A sales.
Hows you jwil- know youve been feeling a little flat- hope things pick up soon
Brizzle xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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