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LBM in 2003.. What have I been doing since??!
Comments
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Yes its quite frustrating when you finally have that LBM and realise just how much money you'd have if you had no debts isn't it. If only we could turn back the clock, knowing what we know now. How different things would be.
I'm worried about mortgage interest rate rises too as not sure how we'll manage but not much we can do about it, other than focus on reducing the debt asap. Suppose I'd have to be on a more formal dmp then as can't see predators accepting lower payments than they're having now. Not worth worrying over though as that really doesn't help
Hotel sounds like bliss, hope you manage the swimming in the morning
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Yay to the 5's Mrs B ( sorry few days behind everyone else with my congrats !
)
That is an amazing new figure there, cant wait to see it drop further. Wont be long and we can all celebrate being DF with you.
Let me know if you can think up any ways to drum up extra cash. I am still searching !! xxxxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I'm even further behind than Mrs PG
Hurrah to the 5's :T:T:T:T Well done! Not long until you're cracking down on the mortgage! Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Free listing on eb@y this weekend if it helps Brizzle.
Hope you managed a swim XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Ooh is it free listing?? the 5s - WOW.
Will be gone so soon. xTrying to shift that debt!0 -
Hope you have an enjoyable and restful weekend xDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Good to 'see' you SBO :wave:
Still loitering in bed. Blimey feels lazy but so good after busy week and a few more weeks like that to come.
Small goals for today, TTs to do. Enjoy being calm and not working. Looking forward to seeing Dr Who at the cinema this eve :j. not sure what to do for food. May eat in or may risk a small treat out...will discuss with OH..maybe fish & chips?
Can't wait to update the spreadsheets on Tuesday..really pleased to see even small decreases...so hope I can get the cards under £5k before XmasMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Wow brizzle you are doing amazing, and deserve the lie in bed. Have a nice weekend and enjoy DR Who.:)Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)0 -
Must confess I had a lie in as well this morning, but I did feel guilty as Mr PG was up at 4am for work .

Enjoy Dr Who. I am thinking of taking my mum to see Philomena this evening, as both girls are out. Social butterflys that they are !
I am in no doubt that you will hit your under 5K target Mrs B xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hope Philomena is good.
Thanks Turfy! I do feel like I am getting there and, as ever, the journey has been something that is changing my attitude towards money forever..in the past it was too easy to consolidate any OD or CC debt by just getting another advance on the mortgage..
We will get F&C..girls are thrilled and it'll be SO much cheaper than a restaurant. Just chilling now for half an hour (have lit the stove) before the next thing starts..kids doing homework..their idea not mine!
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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