We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
LBM in 2003.. What have I been doing since??!
Comments
-
Granny is amazing beanie, you'll love her, we do :happyhear
Aw thank you my dear, just what the dr ordered this morning x
Another lover of ginger beer here. My dad used to make beer and wine and one year all the bottles, (of wine I think) decided to explode. Luckily my mum was into making it too and the bottles were in an understairs cupboard but oh what a noise and mess
Hope you have a good day
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
I have decided to call the ginger beer plant Herman (in honour of a sourdough bread yeast that my dear friends in NZ have shared with friends!)..if you are ever close by I can give a portion of Herman to you to toast your new house Piq (me and Granny will just drink it! no excuse needed !
..now am wondering how it will taste with that spiced rhubarb vodka I have lurking in the larder :rotfl:)
TTs done. Gawd that OD is never far away. Hate it. but marching on.... you gotta don't you?MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Yes, you definitely do gotta!! March 2014 eh! Can't wait to raise a glass of Herman to you that day! xLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Hi happy :wave:
Where you been??? You've been missed!!
All good here. Work still a bit rough but all moving in right direction I think on MSE front. I am beginning to hope that we are really beginning to change our ways and attitudes to money..living a more frugal life.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi everyone
Back from some lengthy work days..off again tomorrow..
- Bank account looking a bit rubbish. The OD is constantly there lurking, so I think I may have to face up to that and build a better buffer
-SC stew wasn't cooked enough..OH's trying but he is a SC novice:rotfl:...in the old days I would have just sent out for a TA but we just rustled up a risotto with lots of spare veg (never had celery in a risotto before) and it was lush!
- TTs done
- sitting in front of the fire. CH not onMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
drinking a herman??? Hmm what???
Well done on resisting the take away I know how easy it is to think oh s0d it and get one! Stew tomorrow then?Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
0 -
Drinking a Herman indeed!!
Yes stew tomorrow..should be very tender by then!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Just checking in on my virtual running buddy
I am so tired after working flat out on my assignment :eek: And i need to start the next one now... well not now but Sunday but i'll be able to have a glass of vino after that :beer: Which should taste all the better after i'll have run tomorrow AND sunday and have my running gear ready for monday too :eek: - reading that back that sounds really tiring :rotfl::rotfl::rotfl:
CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
AAGGGHHHH...DDFW you need to kick me up the b"tt you really do...I had a hangover today
after a great night out with friends and didn't really get up until about 11! I will try and go tomorrow as I really need the exercise, I do.
Today was good(when I started it!):
- over this FLW we have listed 27 items!! :j bids on a few already which is good
- went to the cinema today. A family ticket costing £28 actually only cost me 50p as I used my nectar points. First time I have redeemed them and it was so easy. Really good and we will use them for a trip like that again.
- lodger cooked a lush lasagne for us for dinner..perfect. Really lovely and made us feel really spoilt
- OH has put a pumpkin and bean casserole in the SC for during the week. Looks great and I made yoghurt for the first time (OH used to make it quite a bit) as I am keen to eat it more but don't want to have to pay usual prices. Used milk made up from dried skimmed so will tell you how it works out.
Groceries cut back going well altho OH did buy some beers on Friday and we do need some bits such as fruit juice and squash. I also need some baking ingredients as I want to make some choccie biccies tomorrow
Think that's it. Hope everyone has had a great weekend
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi Brizzle - just catching up with your diary. Hope your hangover is better by now but if you had a good night then it was worth it!I get knocked down but I get up again (Chumbawamba, Tubthumping)0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards