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LBM in 2003.. What have I been doing since??!

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Comments

  • beanielou
    beanielou Posts: 96,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    granny~Do you have a diary?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • The end of the FY seems like a fantastic goal to aim for Brizzle, you've achieved so much already :T I am considering revising my Debt Free target date as Xmas will be pricey and I've booked a weeks skiing in Jan :j If I do push back the date it will only be by a month or two. As I've reasoned no spends on anything fun at all for a year are likely to lead to more not less stress :beer:
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    beanielou wrote: »
    granny~Do you have a diary?

    I do my dear, it's here Granny's
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 4 November 2013 at 8:09AM
    Its a lovely diary, beanielou but she doesn't always post as often as we'd like ;)

    Thanks GP SA Indebted Greying and Granny for your supportive posts. It means a lot :D

    Yesterday was great. A lie in then went to pick up DDs. Had really missed them :o. We then went for a beautiful walk, picking up the gorgeous late sun before it all turned very horrid on the journey home. We did have a TA :eek: which was a fantastic treat but blimey don't they cost a lot :eek: :eek: At least my SIL had leftovers for them today. But that's what those will stay..a rare treat!!

    2 more days of hols. Thinkng hard about more things I can do to beat the debt..hmmm.. And just done the TTs :)

    Brizzle x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks dear Brizzle, will try to post a bit morr often

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hey brizzle,

    Good to see you have set what i assume is a challenging and realistic debt free date target :T I have not changed mine :eek: Although i've taken the decision to sell something which needs to sell for me to be in with a shout of achieving the end of the year - and i also need not to be spending a penny over budget on anything :o I'll have a better idea of things at the end of this month.

    Well done on the bay of e :T i have quite a few items ending today - really hope i get some bids on the items just being watched at the mo :cool: I'm aiming to keep on top of listings too by getting some more items on this weekend - although i'll need to find stuff to sell first ;)

    I'm planning on my next run on friday - and then again on sunday and getting into a bit of a routine from then on - will let you know how i get on :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 6 November 2013 at 8:21AM
    Had a lovely day yesterday with my sister. Very relaxing and a freebie afternoon tea with my loyalty points (gathered from another era but v v nice all the same).

    We are also growing a ginger beer plant. Haven't done this since I was about 7! But as I love the stuff and my favourite brand costs £2.30 a bottle it has to be worth a try! We have had the kit which turns out to be nothing more than yeast and ginger for a couple of years but it's still growing!! :D

    In more news planning not to buy presents for some family, under mutual agreement, all saves a bit and everyone seems relieved. bay of E sale achieved. V pleased. Over £350 I think in last few weeks/months.

    Off now to sort some TTs! :) have a great day folks
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • beanielou
    beanielou Posts: 96,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you had a lovely afternoon.
    Good news on less Christmas pressies.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Oh I love ginger beer too. We used to make it with my Dad when I was a child. I remember Mum getting very cross with him for the sticky mess we all made in her kitchen. Even crosser when a bottle exploded in the pantry....
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    beanielou wrote: »
    granny~Do you have a diary?

    Granny is amazing beanie, you'll love her, we do :happyhear
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



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