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LBM in 2003.. What have I been doing since??!

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Comments

  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    The joys of teenagers~~not :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • scotdebs
    scotdebs Posts: 566 Forumite
    Hi brizzle popping into to say hi - you have done so so well do you mind me asking how much you have managed to pay off this year- although I try to stay positive sometimes the sheer size of what we owe overwhelms me a bit -but knowing other folks out there have managed to do it really helps
    CC debt Aug 2018 £50.2K
    CC debt Nov 2018 £48.6K
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 29 October 2013 at 11:24PM
    Hi kerri..will ask OH but I think maplins came into it somehow!

    Scotdebs..thanks for popping in. thats a good question. I am not sure I know exactly but in April our debt was £26k :eek::eek: . At our (when OH 'discovered' our debt) LBM in very early June I think it was £16k. I will check...I only now keep spreadsheets so to my shame I don't know. But we have thrown everything at it..savings, raided a mortgage OP pot. ebay. Taking on more work. lodger. Low key. (But lovely ) holiday in Wales so only a few miles away.. Renting out camper van. Cutting back on everything...and posting here every day....I have to otherwise I can't get through it all. It's a FT job trying to get DF!! :rotfl:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Like a FT job maybe but you are ace at it :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    brizzledfw wrote: »
    - bad news is that DD1 has spent over £50 over her contract on internet usage..streaming at home thinking she was on wifi..AAGGH. but at least as OH said the EBay sales make up for it but 1 step forward and 2 back. Good job OH spent some of the weekend extending our wifi - before we knew this - but at least it shoulddnt happen again. I was a bit narked that T@lkmobile said that they couldn't bar her usage - they can put in a guidance level but not an absolute bar. Was surprised but dont have the energy to argue (for once


    Re DD1. She doesn't use the internet away from home altho she does have a 500MB Pm limit within the monthly contract (which in total includes minutes etc costs £8.50 so have been happy to pay). It's that she has been streaming blooming Youtub@ at home.. She hasn't been using the unlimited wireless we have ...probably as it weakens before it gets to her room....GGRRR..

    She knows now how to check that it's on wifi and has been an angel all day. So some respite.

    Oh Brizzle I know how you feel!!

    DS ran up a bill in September for £137 (only £127 more than his usual bill:eek::mad:) His was texting and ringing his new girlfriend :rotfl:

    But he was caught out last year with this wi-fi thing and they charged him 50p per day for searching and then when he actually used it it charged him - think that bill was £90:eek::mad:

    He is much better now though and is trying to text less :rotfl:(how is 3000 texts not enough???)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 30 October 2013 at 8:42AM
    OMG EE..that's a HUGE amount!! I feel slightly better now :rotfl:... well a teeny bit!!

    Beanie..that's a gorgeous thing to say. Thank you. You are so very lovely :) Have to say with all this talk on here about heated driers I did take a look at @ldi and L@keland, spoke to OH but then decided that at £80 it's just too much so the commercial laundry continues.. :rotfl:... Just bring your stuff round!! ;) TBH though when the heating is on it should dry quicker.

    Nothing to TT :( Roll on tomorrow :)

    Today will be a spend day. Will spend £40 and some fuel taking DN and DDs to a local attraction. They are v excited though. Will take snacks and drinks and see if we can have a late lunch back here :). Seems a bit rainy here though :( but maybe it will brighten up later.



    Have a good day all.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,962 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    beanielou wrote: »
    Like a FT job maybe but you are ace at it :)
    brizzledfw wrote: »
    Beanie..that's a gorgeous thing to say. Thank you. You are so very lovely :)

    I couldn't pass through without comment - that is such a lovely, supportive comment Beanie :D

    brizzledfw wrote: »
    Have to say with all this talk on here about heated driers ... Just bring your stuff round!! ;)

    See ya in a little while brizzle...............

    Have a great day :D

    Greying
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend October 2025 £173.75/£200 
    Non-food spend October 2025 £35.96/£50
    Bulk Fund October (month 10 of 12) £0/£35.20 
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    It would be a pleasure Greying :rotfl:

    Stack of whites going on next..hurry up and yours can join it!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Hope the girls enjoy the local attraction :) I'm about to stick a white bedding load in when I can remember where I stuck the borax. Let's hope the rain holds off today :)Have a lovely day x
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Hope you have a good day today, looking forward to the debt update

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
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