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LBM in 2003.. What have I been doing since??!
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Thanks everyone!
Still sitting in bed with a cuppa. Bliss. Weather perking up on this side of the country:) and have read some of the paper..even more blissful:rotfl:
Achievements:
- Tilly Tidies
- OH due to get some unexpected OT..that will straight to the M,?A card I can tell yer!
- OH has voucher for phone bill reduction, which will be handy
- meal planning done this morning for next fortnight:T
- SM delivery arriving tomorrow, couldn't hold off any longer
And..having a lovely weekend.
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi brizzle,
Thank you for the words of encouragement on my threadI thought i'd pop in and see how you are doing and your sig is looking fab :j:T
It is really good that you and mr brizzle can discuss finances and are on the same page with money goalsHope the chat this week goes well too
I have had the heating on for half an hour here and there - i did try and hold off as far as possible but when all of you is covered up with jumpers and thermals and a fleece and you are still cold there isn't much choice :eek: Of course we haven't got any carpet or skirting boards and won't have until next year now plus the windows are very old and draughty and need replacing so that will explain a lot of it
Good luck on more sales too xCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Thanks for popping in SA and DDFW...it is turning autumnal isn't it? I am afraid the heating is on for a bit as it dries the acres of washing and make me feel chirpier.
Am doing chores..like sorting finance stuff this morning and planning to make fish pie and apple pies this afternoon..
OH has also been paid his OT so more money off the debts - WHOOP and around £40 in ebay sales so far..most of them end today.. DOUBLE WHOOP
Update:
Just updated sig. Still coming down nicelyBM on so more bread on the way..
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
You'll be in the 6s before you know it, keep up the good work
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Well done on the ebay sales and OH OT money, agree with granny those 6s are getting closer.0
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You are doing so well Mrs B I think you will make your target. It's funny how much stuff you can find to ebay isn't it? You'd think you'd run out sooner or later, but something else just turns up. When I am debt free I am going to follow the rule of something in the house, something out, might keep the clutter down....Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Just catching up
signature's looking fab! I've held off on the heating so far, only DH was moaning about the cold and he's gone away now till December so I won't need to hear about how stingy I am anymore
xx
Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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Thanks for stopping by folks. All good here..but exhausted. Just grabbing 10minutes in between work. Been a v v long day. Looking forward to my bed already:)
Still trying to work out more ways to cut down the spends. We have another 7 items loaded onto EBay ( yes Piq I agree, this was from the loft, Xmas presents that never got used..one of them made £28 yest!!) and we have one more large item that needs to be listed. A camping items that has only been used 3 times in its life so have agreed it's better off as cash towards the debts.
Off meal planner today so using up a spag bol stash from the freezer! No cooking. Bliss.
No heating as it's so warm YAY!! What rain though...loads of it!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi folks
Today so far:
- posted EBay parcels and moved money (£66 after fees etc) into my account
- done the TTs
- nice to see Mrs Tilly's comment on her diary..it made me feel very happy...yes I WILL be a MFW in January!
- tea tonight is leftovers from Monday - yummy Fish Pie and salad (no veggies until my box delivery tomorrow so making do)
- headache - exhausted and stressed from work and this other part time job I have - being a Mum and MSE takes a lot of time and energy and um..focus is the word I am looking for. Full on.
Back to the grindstone..MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
*waves and subscribes*
Do you ever go to bed with your brain whirring? I do. Often. I also seem to be staying up late, think it's an attempt to claw back some me time as the Goslings dictate the day. Some days I wonder what the chuff I've achieved. Usually the achievement is making it through the day unscathed!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0
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