Car Insurance: clean license, but still stung on SP30... WHY???

TSx

glowdawn wrote: »

You are misinterpreting that clause by ignoring the part you didn't make bold, that is, "for the purposes of sections 13(4), 28, 29 and 45 of this Act...".

It says "for the purposes of sections 13(4), 28, 29 and 45 of this Act" because those sections of the Act are specifically about actual convictions or orders by a court (not simply an FPN). You can read those specific sections of the Act 13(4), 28, 29 and 45 at that same link by clicking on 'Table of Contents'.

13(4) is about the record of previous convictions, and as far as I can see covers situations where the person who has the conviction is not aware

28 and 29 are about penalty points and how they apply when a person is "convicted" of an offence

45 is about endorsements for convictions going on the license.

What it is actually saying is that for the purposes of those sections of the act, and for the purposes of the rehabilitation of offenders act, the FPN is seen as a conviction, so it will apply.