Resisting the URG to Spend Whilst Getting My Life Back

taxi73

sounds good to me x

GreyhoundAngel

Just nipped in to wish you a Happy New Year

Angel xx

urg123

Happy New Year!!!!!

I am so tired - I haven't slept thorugh the night for days!!! I was awake at 4 this morning and couldn't get back to sleep so gave up at about 5.30. I decided to not waste the time and have cleared out a box of card making supplies that i am going to pass on to someone else.

I really do want to declutter things. I am really struggling with this task as I struggle to let things go so I am starting with the easier items and then I'll go back round again. I am a hoarder so little steps is probably best for me!

I have been reading Eat that Frog recently with a view to getting on with things. I am a massive procrastinator so it's helpful to give me ideas and motivate me to get things done.

On to money - I have also been watching my spending and have spent £2 per day for the last two days! In fact, I was up £7.50 yesterday as I had returned something! I've been reworking the budget for when my lodger leaves. I have been ummming and ahhhhhing about what to do about our phone provider. We've been wanting to move but the ongoing BT increases are annoying me. I think I will go for the 12 month 'pre-buy'.

I know I promised to share my NY resolutions - I'm still tweaking them at the moment so will post them up soon.

Hope you are all okay!

urg x x

Buffythedebtslayer

Hello Lovely Urg

good to see you back here, I have debt again but it is for reasons i I am pleased about for the most part, so it is not a total disaster.

I have some not very detailed aims on my diary, so am looking forward to your properly thought out plans.

I love Eat that Frog! I have it too, might have to read it again.......:)

take care xxx

urg123

Hi everyone

It's been a long time since I've posted on here. I have been trying to keep up with my regular diaries but haven't done brilliantly well.

There's lots been going on in the past three months! I hope you are sitting comfortably. I haven't posted on line because of stuff going on in real life and I didn't want people to find out.

A couple of days after my last post on here I discovered that I was pregnant! I had to be referred to the Early Pregnancy Unit as I had some symptoms of miscarriage. We made the decision not to tell anyone about the pregnancy as my dad would have got really upset and worried.

At the end of January - we finally got the reassuring news that it seemed that the pregnancy was viable. The last few couple of months have been about me just keeping going until we had the 12 week scan!

We told our parents and siblings a few days later. My grandma (mum's mum) got taken into hospital the day before we planned to tell her. We visited her in hotpital and I was able to tell her and she was really please for us. Sadly, she died last week. It's been devastating for me but I know she is not suffering any more.

I've got this week and next week off work. I'm using the time to deal with my loss but also want to get moving on things that I have let slip over the last few weeks!

I really need to:

• get caught up with the washing now the WM has been repaired.
• declutter, declutter, declutter!!!
• sort out my clothes to find what still fits!
• reorganise underwear drawer
• get quotes for contents insurance
• ironing
• check ISA transfer has been completed
• start thinking about what we might need for bump!

I'm starting to really think about money - hubby has finally started to deal with his debt but not sure he is going to manage to get rid of it in time for baby's arrival. I need to think how we'll manage when I'm on maternity leave. The plan to move house this year has gone on hold!

We will be getting some things from family but I know we will need to get a buggy etc so I guess I'll need to do lots of research!!!

Right I think that's epic enough. I need to get on with some tasks! Today I will:

• Wash and hang up 2 loads of washing
• Get rid of 27 items from the pile of magazines and other papers in the living room
• clear the coffee table
• sew up the hole in my trousers
• Post mail that needs to be RTS
• Write and post card to cousin who had baby
• find a recipe for my butternut squash.

I hope you are all well and look forward to seeing you more often.

urg x x

taxi73

Awww congratulations.I'm really pleased for you.What date is baby due?
Sorry to hear about your grandma xxx

amyc92

Just read your diary ! Congrats on the pregnancy!!
xx

GreyhoundAngel

So sorry to hear about your Grandma Urg, xx

But congratulations on the Pregnancy :T

Talking of making pennies - it's free listing on ebay over Easter, from Friday through to Monday

And if you haven't already, why not pop over & join the Make £10 a day March & April Challenges ? Plenty of ideas & motivation to get you going

Angel xx

urg123

Thanks!

Baby is due mid-September. Keep saying its months away but it isn't really!

Thanks GA - I haven't really thought about ebay but would definately benefit from A declutter and some extra funds.

Today is a busy day but first need to eat breakfast - this pregnancy lark is really hungry work! Back soon with a plan.

Urg x x

taxi73

the time will soon pass baby will be here before you know it