Saving for a new Horse!

Baldybear

Morning, TFI Friday

£2.09 from quidco received today so have sent that to my credit card.

Vet bill slightly more than anticipated as they are charging me £42 for taking 2 mins to look at leg and say thats ok, as well as the £42 to do her teeth, the £36 for injections and the £62 call out fee :cool: So have asked for a slight reduction, waiting for them to come back to me.

Have set up all but 1 standing order to my savings a/cs. So £100 to the insurance and car account, £10 to horse funds, £10 to fun funds, £10 to misc funds (may turn this into house work funds) and £20 for emergency funds. Just I think have enough in budget for these and as I spend on these items bar emergency all the time need to start making some pots up so dont have to keep using the card. The one with the highest interest is getting the most money each month

Got hairdresser today but money already budgeted so a NSD and free lunch at mums too

Got to get horse hay tomorrow but mainly budgeted for, posssibly getting some more outdoor winter boots. Nothing else planned so must get some more ebaying done. Just withdrawn some more survey money so waiting for that to hit.

Signature is now updated, far to much outstanding

Baldybear

Morning I love half term no traffic

Got lots of horse food on Saturday spent £143 which went on card :cool: £57 due back from friend. Sold an old horse rug to friend for £5. Tidied the garden, cut down the old plants and cut the lawn so apart from a few odd bits is now set for winter

Sunday didnt spend a penny, sold 2 items on ebay for over £30 :jand re-listed the rest. Waiting for a survey payment to hit paypal and then will withdraw and send to my credit card.

My credit card is currently standing at £2754 :eek: The money due back from friend I will put towards going out this month as got a concert on the 5th, tickets already bought but this will pay for lunch and train so no extra to find from the budget, which is good as havent got one :cool: But the savings standing orders are set up to go out as of 30th each month. £10 to fun savings, £10 to horse funds, £10 to mis savings, £20 to emergency fun and £100 to insurance/car funds. May use the misc savings for some xmas pressies but hoping to get a few more vouchers from survey sites to help with this.

Few pennies to be spent today as need to get some sweeties for halloween and some sugar. NW loan payment out today so another £147 has hit the bucket

Baldybear

Morning

A busy day at work so shouldnt really be on here but keeps me motivated.

Min payment to CC1 has gone out so another £30 of the debt. Small budget overpayment of £1.89 has been sent to CC2. Vet has agreed to reduce the bill only by a small amount but will get £12 refund to the card so pleased with this

Piquant_2

Quick wave to keep you motivated :wave: Best you get working

cazmanian_minx

Great result with the vet! (I shouldn't be here either...:D)

mummybearx

Afternoon :wave:

That's good the vet reduced the amount, albeit not by much but still, better in your pocket than in theirs!!

You have reminded me I have money to claim from TCB, was holding out for the other stuff that's not at 'payable' yet. Think I should just transfer what I can and pay something

Glad to hear the horse is taking her meds okay x x

Baldybear

:mad: Grr today stupid woman that I share a field with was yelling at my hoss this morning, she was holding hay and my hoss was like please let me have some, and she was pushing her away to give to her own first and then mine, thats fine but get on with it, my hoss is only doing what all !!!!!!! animals do! Grrr some people you do wonder if they actually have a brain sometimes!!! And breathe...!

Hoss is behaving really well, she doesnt have a nasty bone in her, lots of cheeky ones though :cool: Her cut is healing the fur is growing back which is fab

OH played bingo last night, I had already done site elsewhere so used his e-mail. Play £10 through and get £21 cashback, which has already been tracked He played the £10 through, nothing, got a £25 bonus, played that through, till last game and he bet on a deal or no deal game which was high stakes, last ball won house, £140 :j so that was transferred straight back to the card, so a profit of £141 He is now searching other sites to see what offers they have, a lot around at the moment where they pay £15 cashback for £10 deposit so worth doing even if its just for the £5.

The £140 has already been spent :cool: he bought some new kit for his archery that he has just taken up, but he gets some Xmas money from his family that was going to go to use. He spent £130 so £11 overpayment to the card and the xmas money can now go as a complete overpayment to the card :j

LAM2011

I am anti feeding horses in the field for that exact reason. When we had them at home we always spread out more piles of hay than horses and they would shuffle around a bit till they were happy with 'their' pile. Not fair on your youngster either.

You are very lucky with Bingo I did an online thingy once - I think I won £3 something lol. I never went back as I was scared I would get addicted. I had only done it for the cash back.

Baldybear

Thanks LAM its not just me then, more piles than horses, seriously its not rocket science. Dont mind the hay out just use a brain cell and there will be no hassle

Baldrick used to chase a mare in the field they were with when we used to put hay out, about 10 piles for 4 horses, she would grab a pile and Baldrick would go oi thats my pile, so she went to another, and he would be thats my pile too :cool: She would be dashing round the field grabbing a mouthful and running, maybe because she was a wee bit fat my pony thought it would do her good to exercise more :rotfl: Worst one was when he peed right on the middle of a pile and that was the only pile she could eat, mean pony :rotfl:

Piquant_2

LAM2011 wrote: »

I am anti feeding horses in the field for that exact reason. When we had them at home we always spread out more piles of hay than horses and they would shuffle around a bit till they were happy with 'their' pile. Not fair on your youngster either.

You are very lucky with Bingo I did an online thingy once - I think I won £3 something lol. I never went back as I was scared I would get addicted. I had only done it for the cash back.

That's exactly what we do too. Unfortunately, the Captain is the one that gets first dibs at any pile of hay, so as long as there are plenty there are no arguments. Obviously the woman has no knowledge of animals and a lack of common sense!