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  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Baldybear wrote: »
    :mad: This is me this morning, done hoss, asked OH if skip arrived, no, so called to chase they hadnt had it booked in, I !!!!!!! did even mentioned about lady asking her dad for prices, she couldnt get out of that one, so can you do a skip today, yes she says, £340 :eek:, I was quoted £180, so told them to stick it :mad: So came home arguement with OH who says wasting money on skip, parents paying for most, I manage to get another skip £235 and OH drives of to B&Q to buy more useless tat :mad: and he moans at me for getting a skip to clear garden, angry just doesnt even cover it.

    Mum coming round shortly with sledge hammer to take down brick walls so that will be a great stress buster :cool:

    Oh dear, :eek: I hope for your OHs sake that he doesn't spend too much on tat or that your mum has removed the sledge hammer from your hands before he gets home. :D They just don't get it do they? :(

    Hope you have a good rest of the day

    misc-emoticon-0004.gifbanghead.gif


    chocolate.gif

    BFN Gx2 x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning, thanks he only spent just under £10 so not as bad as could be :cool:

    Still tired today but managed to fill the whole skip on Saturday, fill of rocks and the brick wall which was great for anger management by knocking down :D Nephew came round to help, he is 2 and bought his own wheelbarrow , cant have him slacking :rotfl:

    Didnt do much yesterday too tired, did hoss went to Sainsbugs, got half way round, OH bought something from pharmacy and got £9 of £60 shop, already had £8 of £40 shop but couldnt use them together, so stopped the shopping used the £9 voucher, OH dumped in car, then came back in and did the rest of the shop and then used the £8 voucher and a £10 giftcard from survey sites, plus a small voucher for price match so nearly £25 saved :D nutty way of doing it but worked well.

    Today is a NSD, off to friends BBQ this afternoon so need to make some sort of cake soon to take, but doing some boring surveys first. Then may be small get together at yard this evening. :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning World, nice to only have a 3 day week at work :D

    Another NSD yesterday, did hoss, mum came round helped cut grass and tidy up garden, now have 8 runner bean plants, weeny carrotts look like they are growing and hopefully get a few strawberries too, not bad for a first attempt and not really knowing what I am doing. A lazy afternoon followed on the sofa catching up on V+ recordings, did the hoss in the rain then a relaxing evening.

    Back at work today, no spends planned and have lunch with me from home. OH not working today, but will be Thursday and Friday. Left him a few things like organising to get rid of skip and he did hoss this morning :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 7 June 2012 at 9:36AM
    Morning world, see we have had our summer and back to miserable weather.

    £31.20 landed from cashback site today, keeping it in current account to minimise overdraft spends. Added up new figures in current account and should only be by the end of the month £500 in overdraft not the full £850 I was expecting :D I also have £160 odd of expenses to come in, but really need some new boots and undies so will use this money for this.

    Signature duly updated too, have put my new total in it from 17 May :( but payments below slightly decreased from this total so better than it was, still carp though :(
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Hi BB

    tis very nice having a 3 day week. Going to watch Bramham Horse Trials this weekend so muchly excited.

    How is your youngster doing?
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning, thanks LAM for dropping by, hope the weather holds up for the horse trials, went to Burghley a few years ago but only for showjumping, love to go watch the cross country, wouldnt do it myself though, tres scary :o

    Horsey is doing really well, bought a new training headcollar for her as she is getting a wee bit strong in standard headcollar and have been resorted to rope around nose for extra control, used it first time last night and it works really well :D Had a session in outdoor school, walking around showing her new things, stopping, starting etc and was good. Also nearly there with picking up front hooves, one side is good, other is a bit tetchy but getting there. Hopefully get a farrier down soon and he can have a try too and see to her hooves, not desperate but need doing soon ish. Got another IH trainer down next week so hoping to help with the feet and possibly with rugs. Getting there slowly, but seen as she is only just 15 months and never had a youngster before not doing bad at all :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi BB, just a thought, as you haven't used all of your overdraft what about lowering the limit then you don't have the temptation to use it or pay it all back again. HTH
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning, Its friday which is great but oh my brain hurts already, just have so many things whizzing around that need to be done at work and at home that just argh, really need to try and get on top of everything somehow but doesnt always seem possible.

    Thanks for dropping by Lucielle, really want to reduce the OD limit, may wait until end of July when get first big pay packet back and then reduce then, hopefully going to reduce to £250, that would be £600 of debt temptation.

    £20 from paypal landed today so keeping this in to reduce overdraft again. Sofa payment out today so another £30 of the debt total.

    Need to get money out for hairdresser and horse trainer next week so must sit down later with OH as probably can use from his account. He's not working next week as doing his HGV training, hopefully he will pass and then can look for permanent work :D

    Must ebay this weekend, lots to do with hoss on saturday to take advantage of nice weather and an ebaying and tidying day at home on Sunday.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Baldybear wrote: »
    Must ebay this weekend, lots to do with hoss on saturday to take advantage of nice weather and an ebaying and tidying day at home on Sunday.

    What nice weather? We have more rain forecast, I'm moving in with you....:rotfl:
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Baldybear wrote: »

    Must ebay this weekend, lots to do with hoss on saturday to take advantage of nice weather and an ebaying and tidying day at home on Sunday.
    Piquant wrote: »
    What nice weather? We have more rain forecast, I'm moving in with you....:rotfl:

    Yes, BB as Piq says, what nice weather, exactly where in the world are you as you surely can't be in the rather wet and not so sunny UK. x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
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