Time to address the finances...

Aamberle

Morning All - Well the declutter of the shed happened yesterday :j Finally looks not like a junk room, but has some air of "sorted" to it.
Have another lot of goodies to sell - 3 x Christmas Trees ( fibre optic) anyone??:rotfl:
I am literally selling anything that i forgot about and so clearly don't really need it - Mr A agreed to the idea until it got to his stuff, so I sent him off on an errand and placed it in the 'to sell pile" :T.

Car is crammed with stuff for the tip - so will be passing there on the way to do a bit of shopping later - so all good.

Have only made 1.26 ( DVD sale on Amazon)so far this weekend - which means I really need to find some more interesting goodies so kick up the balance..Coco - the amount I have to sell is actually never ending at the moment, which is a good thing - also using some of the profit to Christmas presents is also keeping me motivated as the less we have to find the better..:money:

Have given myself until end of Nov for using 50/50 profits - Then will stop sort us out for Christmas - then start the mass push in the New Year. Obviously staying focussed but have loads to organise and think I may send myself a little crazy trying to do all of it..lol. But we will see, you never know this year I may be super organised...although i doubt it.

Anyway off to see if Ebay has finished playing silly beggars and actually lets people list things.. Take Care XX

Fae

I had to smile at you sending Mr A of on an errand and then adding his things to the sell pile, my OH can be quite bad at getting rid of things too, I think you may have found the perfect way to do it.

Fae

Aamberle

Morning - Just a quick hello today- as running late already which is not a good sign for a Monday...

Hope you all have a good day x

slowlyfading

Have a good day

Coco114

:j
Morning !
I hope you found it easier than I did to get out of bed this morning ? It's cold & raining this morning .... Yuk !

Have a great day x

Aamberle

Morning All, Been a week or so since I posted - just do not seem to have 5 minutes to myself at the moment. Its dark, raining ( for a change) but on a positive note I am still chipping away at the debts and have just updated my signature - I am now nearly halfway in the £37's..which is great news for me as I have hit the target I wanted to and a little early infact. Am away from Sat for a week so wont be updating but also wont be spending anything for the week as its all paid for..so hopefully I should have some £'s free at the end of the month and I can make a couple of small payments to the cards..:j

I need to think long and hard about my next focus.. I know it will be a card..but I need to be realistic, its Christmas around the corner and I want to achieve so when I update in the NY I can still see positives..mmmm will ponder on this one and be back with a plan . You may have noticed I like a plan :rotfl:

Anyway have a good day - catch up soon xxx

slowlyfading

Well done on the chipping away - it makes a difference quite quickly

Fae

Great to hear you have hit your target early :T you are making great progress.

Plans are good, I think it helps to keep the motivation going , looking forward to hearing your next plan.

Fae

Aamberle

Morning All, Well I am back..back to the rain, cold and early starts for work But on a plus side went away and did not spend a bean..yep thats right nada. Cant say more MSE that that :money::rotfl: Left my purse at home ( took a CC with me just in case) but let DH spoil me instead..lol. No seriously we spent £150 I think for the week if not less ( well DH did) he said I deserved it for getting on the MSE train and dragging him with me..and yes they were his words :rotfl: Gotta love him..apparently I am still dragging him..but he knows it is for a good cause and promises he is trying but has not had his "special moment" ( i think he means LBM) yet.

Anyway all good with us - as you know been buying bits for Christmas along the way, so my plan for the weekend is to go through everything I have brought and see whats missing and start looking for presents for thier hamper bags..:T At this rate I may be finished by end of November..woohoo.. We now have an extra person for the Christmas period..which is good, as I do not seem to be able to ever cook for the number of people I always seem to include neighbours in the calculations..the more the merrier I say..

So will catch up with everyones diaries over the week - just finished my online shop..which saves me a fortune each week as I dont buy anything I dont need..I reckon I have almost halved my shopping bill by doing shopping online which is great. Ebay also going to be getting some attention this week - yes I still have things to sell so need to get cracking with that..

Have decided my plan between now and end of the year is ...not to increase the debt, managed Christmas and everything around it with very careful management..then hit the ground running again in Jan. If I am honest I would like to finish in the 35's but I have to be realistic and not put too much pressure on myself..so no increase would be a better plan, and finish in the 36's which is very much doable Anyway enough rambling.need to crack on

Have a great Day xx

Coco114

Good to see you back
Sounds like you had a great time .... Bless your other half !

Just to "not increase debt" at this time of year is darn good going I would say ! Enjoy your week

Coco x