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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Linzight, my condolences :( hope you're ok xx

    Jakes-mum, I see nothing wrong with charging family to eat the choc bars, would the people on that thread rather her kids went to the local shop and paid 3x as much? pfft some people! Send that lady over to us on SP we won't judge her there :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • choclover
    choclover Posts: 522 Forumite
    CC statement out today, so a slight change in my total due to the interest. Also, sorted out my spreadsheet so quite a big change in my total due to an error, it's set me back a bit but it's all sorted out now phew!

    #304 £1205.02/£5210.12 (23.13%)
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • Can someone give my solicitor a kick and tell him I want to know we've exchanged so I can book a hire van for moving day. I fear if I ring him today I'll get accused of harassment :P

    Might text the seller, see if she's heard anything.
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    fallen you can normally book a van about two days beforehand. I know you're super excited but leave it a day or two then call again :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Linzight wrote: »
    I'm declaring another £250 off my overdraft which might be a bit brave as my Gran died last week and I haven't been to work very much this month as a result. Still, I will get back on it with eBay etc and see if I can make up the difference for my April salary. So my new total is:

    #205 £963/£3913= 24.61%

    Oh no, I'm so sorry hun, sending you a massive hug :A xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • Forgive me Christmas 2012's I have been AWOL :( business really took off after Christmas and Ive been SOOOO busy. HOwever I am being dismal at tackling this debt :(
    I have however totally got rid of Vanquish- paid off, shut down. Same for Simply Be, and Very. Small interest free balance on Littlewoods (£30 ish) and the BLOODY Crapital One still to pay :(. I am determined to get rid of it and seem to have slipped back into spending for the sake of it again so I thought Id return to the fold and get inspired to get rid again :)
    I did some ebaying last week and made £70 and also got rid of LOADS of books on zapper and made £30 there (still waiting for the cheque though.........) My food shopping seems to have gone out of control again- went to ALdi this morning and spent £60 and I have 3 different meats in the fridge that need cooking TODAY so will be doing a spot of batch cooking after Ive popped in here. I also need silly things that I keep forgetting to pick up in the s-market so I am going to start an online order for next Mon/Tues and add to it as I remember/run out. I need to take desperate measures to keep myself out of the supermarkets lol
    Oh Im also trying to give up smoking but I havent told anyone so Shhhh. SO far its made me eat crisps instead of smoking HA HA
    Have nothing in your house that you do not know to be useful or believe to be beautiful.

    £117/ £3951.67
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Well done on vanquishing vanquish idris and on closing down the catalogs, you've just reminded me that I should really do that too. Done!

    I've been thinking it's quite quiet around here recently, I wonder what has happened to everyone. I hope you'll all ok, maybe it's the sunshine keeping everyone away from their computers :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw wrote: »
    fallen you can normally book a van about two days beforehand. I know you're super excited but leave it a day or two then call again :)

    Thanks Kerri, my problem is I hate not knowing what's going on, I like to be in control of a lot of things, thankfully my lovely OH knows this and hasn't said a thing about me organising everything to do with the house so far, I do keep asking his opinions but I get impatient and do it anyway :P
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    I'm lurking as ever. Still 2.5 weeks till payday? !!!!!!!!!!! :eek:

    Nice to see you again Idris
    In debt no more!
  • loubie_lou wrote: »
    I'm lurking as ever. Still 2.5 weeks till payday? !!!!!!!!!!! :eek:

    Nice to see you again Idris


    I know loubie-lou its a freaking nightmare!

    Dxxx
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