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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!
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hmmm I just got out manuveured by my own 4 year old
Me: Lily dont be so naughty!, . . Lily: Im not being naughty, im being cheeky!
I didnt have an answer
That's so sweetDebt Free. Have my Van.Find dream
Frugal 2016 Target @£400 per month
Month 1 £400/£400 Total of 6 Months: £/£2400
Food £0/£120 pm Diesel £0/£100 Me/DD £0/£80 Yearly (clothes/holidays/presents) £0/£100
It's not the end, it's the journey and how we travelled.0 -
Everyone sounds more upbeat today - even with swipes at spendy OH's lol.
I am coming thru my recent set backs. Boiler was only £ 130 to repair. So relieved it wasn't more. Had visions of new boiler for £3k as it is getting on a bit. Think I will ask the guy to service it next month too cos he said it needed it.
Printer seems to have mended itself - maybe that shaking I gave it :whistle:
A nsd to round up the day's progressDebt Free. Have my Van.Find dream
Frugal 2016 Target @£400 per month
Month 1 £400/£400 Total of 6 Months: £/£2400
Food £0/£120 pm Diesel £0/£100 Me/DD £0/£80 Yearly (clothes/holidays/presents) £0/£100
It's not the end, it's the journey and how we travelled.0 -
Just as I was thinking "it doesn't happen to me", I walked out of B*dgens looked at my receipt and had been charged for 3 yoghurts instead of 2! Went back in the shop, proved I had just 2 to the cashier and got my £1.39 back
Lesson of the day: Check your receipts peopleDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Just as I was thinking "it doesn't happen to me", I walked out of B*dgens looked at my receipt and had been charged for 3 yoghurts instead of 2! Went back in the shop, proved I had just 2 to the cashier and got my £1.39 back
Lesson of the day: Check your receipts people
Had a woman in Greggs try to do that to me when I was a student. She got really annoyed when I noticed, made me wonder if they had been over inflating their figures for a while by that method or the staff wanted free food but to keep the stock count right. Scary!HSBC CC - £3000 / £3000
Halifax CC - £1032.77 / £1032.77
Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay0 -
Well I had some good news yesterday on the expenditure front - our council tax bill came in & the monthly payment is £6 cheaper per month than i had budgeted.
Woohoo!!
It sounds sad cos its such a small amount, but it means that the overdraft will get paid back ever so slightly faster than i planned
Ruth10lb to lose & keep off in 20204.5lb/10lb:rotfl:0 -
Sorry I've been a bit awol recently, had a lot going on but seems to be getting back on track now.
I've decided that I love wearing skirts to work but think I'll have to get my knee highs (they're not slutty looking!) out cos my feet are FREEZING!!!
It's my appraisal and I can't wait, I think it's going to be so funny...
So how is everyone elses day going?
Oh and welcome Ghostlove, great to have you on the team, I'll add you later on tonight xxxNew Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
Sorry I've been a bit awol recently, had a lot going on but seems to be getting back on track now.
I've decided that I love wearing skirts to work but think I'll have to get my knee highs (they're not slutty looking!) out cos my feet are FREEZING!!!
It's my appraisal and I can't wait, I think it's going to be so funny...
So how is everyone elses day going?
Oh and welcome Ghostlove, great to have you on the team, I'll add you later on tonight xxx
I just got so stressed out about why one of my tests wasn't working, thinking the damn programming was gone again or the motors had blown. Turns out I'd switched the USB adapters off so obviously the computer couldn't tell it to move :mad:
Ah well. Such is life.HSBC CC - £3000 / £3000
Halifax CC - £1032.77 / £1032.77
Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay0 -
I think im going to have to stop reading the marriages board as some users are so darned rude its unbelievable
Though the posters question was quite trivial all the repliers did was give her rude and opinionated responses over something that they seemed to feel was a shameful practice within a family!
It makes me so annoyed that this place is supposed to be to help others without judgement no matter what their problem, but it just isnt soSPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£10000 -
I think the DFW is the best board for non judgemental posts, look at the loans board every now and then and people are hounded down... like if they fall into the PDL trap they get no advice but just told how stupid they are... I have also found myself on the marriages board a couple of times but only post on one particular thread! xxxLife is too short not to love what you do.0
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I think im going to have to stop reading the marriages board as some users are so darned rude its unbelievable
Though the posters question was quite trivial all the repliers did was give her rude and opinionated responses over something that they seemed to feel was a shameful practice within a family!
It makes me so annoyed that this place is supposed to be to help others without judgement no matter what their problem, but it just isnt soBecame Mrs Scotland 16.01.16Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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