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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    edited 7 March 2012 at 5:45PM
    Saw this Kerri and thought of you.

    http://www.thisismoney.co.uk/money/saving/article-1712625/How-start-saving-cash-Isa.html

    Jakes mum, save me some. If I put my foot down I might get there in oooh 3 hours!
  • PedroMatias
    PedroMatias Posts: 259 Forumite
    Part of the Furniture 100 Posts
    Well... I made £390 on eBay. But then my laptop died, and I went and bought one for £400 - I use it loads. I'm not really out of pocket, but it still is depressing!
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Has anyone else claimed back their PPI or tried to do a SAR without an account number quite tempted to do it all, but no account numbers!
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    How economising affect my life.

    Just gone to get shower in my former life I would one razor in the en suite and one in the bathroom, not use one and end up being rusty! So my economising mode says use one and move it!

    Just forgot to move it! Cue neighbours probably being put off their tea and wet feet marks from ensuite to bathroom and back again. All for a blumming razor!

    Feel free to have a good laugh as I think we could all do with one sometimes!
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    camuk81 wrote: »
    Saw this Kerri and thought of you.

    http://www.thisismoney.co.uk/money/saving/article-1712625/How-start-saving-cash-Isa.html

    Jakes mum, save me some. If I put my foot down I might get there in oooh 3 hours!
    Oh excellent thank you :) so I need to find out my interest rate now and see if there's any decent fixed rates left out there. I'm sure I can do without my £10 for at least 2 years.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    hahahahaha I thought I had this ISA stuff sorted, turns out I transferred my £10 to the wrong account number oops! They've said it'll bounce straight back to me. Phew!
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Argh at school which I have to attend and it's a fashion show. Must resist!
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    well DD comes down the stairs with a book which she waves under my nose saying 'read it read it!' I look and realise shes got the book I bought at a book fair in 1989 (at 9 years old) for the grand sum of £2.95, that is signed by the author and I thought at the time might be worth a fortune in my old age (see miserly from a very early age).

    well decide i'll pop it in 'the box' in the loft out of harms way, up the ladder i go, step to the side of the hatch, straighten up and smack my head on a sawn off beam nailed to the roof struts! stagger backwards, wobble over the hatch and perform what can only be classed as the most awesome self preservation hand grasp onto the struts ever seen :eek: Not only did I stop myself falling through the hatch with eyes shut throgh pain, I didnt even drop the book :eek: and still put it away in the box before climbing down and going 'oooooooooooooooooowwwwwwwwww' :o

    Worst part was, I could feel a huge dent where wood connected with skull, call Jake into bathroom to look, show him big red line running down top of head, say 'can you see anything?' and he replies 'yeah, that big spot in your hairline' and went back to his computer game :eek:

    Head and ear are quite sore now :o and mate is saying she wished she had been there so she could have recorded it and put it on youtube :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • MFWannabe
    MFWannabe Posts: 2,458 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Finally i get to make a payment off the card; seems like ages since i last made a payment:

    #191 £1100/£4000
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Hey everyone, I've felt like I've had a limb removed with not having any internet until about 30mins ago and have just been catching up cars and Isa etc.

    Thanks everyone for your lovely messages about work. I filled in my new "time and motion" spreadsheet recording my day including filling up my water bottle and going to the ladies! I got loads done today but missed being on here... Ah well, needs must at the moment. Not amused when I got home to find still no internet and my mum is at my grandma's so couldn't use her smart phone and I can't upgrade to one until May! It's hard sitting at work thinking I'm being watched and having to prove I'm working but there are far worse things that could happen so I'm trying to take it all in my stride.

    I need to pick my mum up soon and then nip to Asda to get some lunch stuff for next two days so I'm hoping to do a bit of research into my business venture when I get back but I also need to do some exercise tonight as I didn't feel at all like doing it last night. My friend at work got weighed on Monday at SW and lost 7lbs in a week!!! I know she is a lot bigger than me (6 sizes - she's lost loads though and so proud of her) but it's still annoying that I keep yoyo-ing despite the exercise...

    xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
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