The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

recurrent-ostrich

rosiest wrote: »

need your opinions ladies and gentlemen. I have a gorgeous 9 month old daughter who has always had far too many clothes ( nearly all second hand but in great nick ) Ive been keeping them all as we plan on having another when she's three or four in case we have another girl but my mum says better to sell them now as they'll be out of fashion when we have our next. What do you think ?

There's no such thing as "fashion" really with baby clothes. Dresses, babygrows, rompers etc, the stuff my kids had and the stuff my cousins kids have (12 years between) are identical. I'd hang onto them if you have the space.

Miss_Information

But not going to get carried away and make another payment. Hopefully will do another one at the weekend.

I'll also be picking up my bargain ebay dressing table on Saturday morning (hope it will fit in my Yaris......) Got it for £5.50 and it has a huge mirror and comes with a stool! I am really looking forward to doing it up, feeling very crafty and can't wait to sit and do my makeup in style, instead of perching on the end of my bed!

I'm also jealous of your sewing machines! I must get one.... although I am a teacher and made a blind for my living room in the summer holidays by going in and using one of the textiles machines. maybe I'll ask if I can bring one home over the weekend so I can make another blind for the bedroom. Hmmmmm. Lots of ideas now!

It's so good to log in here and see everyone's payments - well done!

kerri_dfw

Number #5 reporting in with a payment of £90 to Wescott. New total £1190/£5030 (think that's the first time I have put my number oops)

Miss_Information

kerri_dfw wrote: »

All this talk of CK and I've gone and ordered some oilcloth that was in the sale and matching cotton. £21 that's my spending money for this week gone, and some of next week as I had to pay for postage, oh well I'll have something to make this weekend

I did TCB it though for 6.18% cashback

I got carried away last week and used xmas money to buy a couple of rolls of wallpaper in the Laura Ashley sale for my bedroom (or soon to be new posh boudoir). It's got butterflies on it, and there's matching fabric I might save up for to make a blind. Having seen your posts, I might just look for cheap fabric somewhere else that matches and do a blind and cushions. I also fancy making a patchwork throw!

kc26

Hi there number #259 here can I change my total debt on the challenge as I had missed off something which I bought interest free for 6 months and the first payment starts January.

I also paid a direct debit today so total £127.69/£12477.37

jakes-mum

WARNING! THIS IS A RANT! WARNING! A RANT IN PROGRESS PEOPLE!!

:mad: :mad: im just so :mad: I have spent all pigging day finding and filling in job applications for that so and so that calls himself my husband, ive sat and filled in all his details, made up a load of carp to make him sound like hes the bee's blinking knees. Ive just finished one that can only be described as the mother of all application forms, for a school no less that wants to know how every aspect of your life fits in with the job they are advertising (so not a quick fill in the blanks) have gone to email it and see a unopened email from his poxy game 'congratulations jakesdad, you have given us more money that you cant afford to buy nothing, because its all virtual and doesnt actually exist, and even if you stopped playing you cant sell you account to someone else because its in our terms you cant' THis makes £50 in a week :mad:

Now I know its his christmas money and it should be up to him what he spends it on (and the fact ive given him all this time holds no bearing on my anger, but this is whats running through my mind) but I used my money to buy myself some desperately needed clothes as mine were literally falling off me and I know that when he gets a new job he will have his hand out for a load of new work clothes for it. What really angers me is that he's just popped our fri gging bank details in and paid £25 without even telling me, asking if there was enough fri gging money in there to cover it, asking how much extra fri gging money I will have to pay the bank in overdraft fees so he can buy some imaginary fri gging game money :mad:

'Oh its ok, ive got the money here' he says, well whoopdy friigging do, its no fri gging help in your pocket if we were £10 from the overdraft limit is it? (ok we were £300 from the limit but thats not the point and I dont think i'll enlighten him to that fact . . maybe ill tell im we HAVE gone over the overdraft and hes paying the £12 fine . . . . )

WHY is he such a complete *insert rude word here* when it comes to money and OUR DEBT!? why is it only important to me to get debt free so maybe just maybe I could have some money to myself and not have to think 'oh but it could go to paying this or that' and the worse thing is I sometimes think (in these moments of sheer fury) if I bu ggered off on my own with the kids and half the debt i'd be debt free within about 8 months as I just wouldnt spend anything uneccesary till it was all paid off!

Am I being over dramatic here? am I angry about nothing?

lemonpopsicle

Well it's official I am addicted to this thread:D and I think DH might be being sucked in too! I have just transferred another £60 from Fleabay sales to the CC so that makes

No. 069 £2200 / £7719

Sorry to mess you around mf0u, there shouldn't be any more payments for a while:o

Also, sorry Jakesmum we crossed in the post. I would be really p****d off if my OH wasn't with the program too, what games are they?

camuk81

jakes-mum wrote: »

WARNING! THIS IS A RANT! WARNING! A RANT IN PROGRESS PEOPLE!!

:mad: :mad: im just so :mad: I have spent all pigging day finding and filling in job applications for that so and so that calls himself my husband, ive sat and filled in all his details, made up a load of carp to make him sound like hes the bee's blinking knees. Ive just finished one that can only be described as the mother of all application forms, for a school no less that wants to know how every aspect of your life fits in with the job they are advertising (so not a quick fill in the blanks) have gone to email it and see a unopened email from his poxy game 'congratulations jakesdad, you have given us more money that you cant afford to buy nothing, because its all virtual and doesnt actually exist, and even if you stopped playing you cant sell you account to someone else because its in our terms you cant' THis makes £50 in a week :mad:

Now I know its his christmas money and it should be up to him what he spends it on (and the fact ive given him all this time holds no bearing on my anger, but this is whats running through my mind) but I used my money to buy myself some desperately needed clothes as mine were literally falling off me and I know that when he gets a new job he will have his hand out for a load of new work clothes for it. What really angers me is that he's just popped our fri gging bank details in and paid £25 without even telling me, asking if there was enough fri gging money in there to cover it, asking how much extra fri gging money I will have to pay the bank in overdraft fees so he can buy some imaginary fri gging game money :mad:

'Oh its ok, ive got the money here' he says, well whoopdy friigging do, its no fri gging help in your pocket if we were £10 from the overdraft limit is it? (ok we were £300 from the limit but thats not the point and I dont think i'll enlighten him to that fact . . maybe ill tell im we HAVE gone over the overdraft and hes paying the £12 fine . . . . )

WHY is he such a complete *insert rude word here* when it comes to money and OUR DEBT!? why is it only important to me to get debt free so maybe just maybe I could have some money to myself and not have to think 'oh but it could go to paying this or that' and the worse thing is I sometimes think (in these moments of sheer fury) if I bu ggered off on my own with the kids and half the debt i'd be debt free within about 8 months as I just wouldnt spend anything uneccesary till it was all paid off!

Am I being over dramatic here? am I angry about nothing?

And thats men I'm afraid never think of the consequences. I think you best get him to move onto to sorting out that account for him!

I'm that bad with Nagging husband I even had a Christmas card signed to him, Nag & child!

And they are usually a pain you spend hours doing something cos they can't be bothered then it bites you in the rear!

sharronej

Jake's mum I don't think you're being dramatic, you've worked really, really hard on Christmas, debt payments and the amazing birthday party and you've done it all on a shoe string! My husband is exactly the same (only it's real tools not a virtual game) and I do (most of the time actually) feel like I'm the only one who cares...and the only adult in the house :rotfl: Perhaps your husband is not as strong as you so it's easier to pretend the problem doesn't exist and leave you to it - there's definitely an element of that goes on here (although before you all slay me my husband has lots of good qualities it's just that finances aren't one of them). I have always been a people pleaser which invariably means I stress myself out trying to always go the extra mile for people - I have however realised that I do things when I haven't even been asked....I wonder would he have filled in his own job applications? (don't shoot me it's just that I've tried to stop doing a lot of stuff unless I'm asked and have found it easier in some ways although more stressful in others such as the accounts I'm still waiting for DH to go and pick up so I can inform the Tax Credits :mad:

If I were you I'd go and run myself a bath and try and relax alternatively you could just hit him over the head with something very hard whichever makes you happier really :j

leikela

My DDs went out for my loan and CC yesterday (got the text confirmation this morning) so my new numbers are now:

#228 - £287.03/£10,190 (total is a bit higher than my original number, forgot about the damn store card!)

Hoping to pay off and close the store card by the end of the month so I'll just be left with three debts. It's nice to finally see the loan under £7k - will be even nicer when it's £0!! Had a great NSD today and resisted temptation to buy food or drink at work (their hot chocolates are amaaazing) and instead raided our neighbouring department's choccie tin Looks like the rest of the week will be mainly spend-free as DS has broken out in chickenpox

Doing well with the weekly challenge and because I'm moving it gives me even more motivation not to go grocery shopping! My 'interesting' meals so far have consisted of yorkshire puds with scampi and burgers and sweetcorn. Now I've discovered a million (ok maybe about 20) chicken thighs and legs in my freezer - any cheap and easy ideas for how to cook them? I'm a bit useless

Well done to everyone paying off debts and sorry about your OH jake's mum, it must be really frustrating for you