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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :j:j:j My big loan is now under £8k!!! :j:j:j

    When I got the loan in 2006 it was for £24.5k so this is a big milestone for me. Next milestone for this loan will be at the end of June when it will be less than £7k then it will all be paid off by end of August!!!! I absolutely cannot wait for this moment when I can ring them up and pay off my loan and close my account!!!

    Then I just have my 2 credit cards to go and will hopefully be debt free at the end of November :D I am sooooo happy with this, just need to get my act together with my NSDs and spending on little bits and take aways. BAD JEMMA!!!
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    If its any help I was thinking about your boots as I pulled mine today thinking the sole feels a touch thin now
  • The sole of one of my boots snapped in half today :mad: I ordered a new pair online last week and UPS are holding them hostage and I won't be able to get them until next week sometime - what am I supposed to wear for work tomorrow?! I look like a right hobo!! :rotfl:

    Found out the other day I've got a job interview next week :cool: Need to sort out my paperwork and outfit for it - am planning a practice journey on Tuesday so I can find out where I'm going!

    Payday can't come soon enough this month! I think I always expect Feb to be so much easier than Jan - but because I was so skint last month I'm STILL super skint and have had enough now! :D
  • I hope we can find a way to keep all the banter and debt reporting on here. It is so motivating and we need that when it is a long haul job. I have been trying to shift debts for 2 years and I feel on this thread that I am finally really changing my spending behaviours. I have cut down and cut down each year but I have never been this good :rotfl:
    Can people be blocked like they do on facebook?
    Debt Free. Have my Van. :) Find dream
    Frugal 2016 Target @£400 per month
    Month 1 £400/£400 Total of 6 Months: £/£2400
    Food £0/£120 pm Diesel £0/£100 Me/DD £0/£80 Yearly (clothes/holidays/presents) £0/£100

    It's not the end, it's the journey and how we travelled.
  • I hope we can find a way to keep all the banter and debt reporting on here. It is so motivating and we need that when it is a long haul job. I have been trying to shift debts for 2 years and I feel on this thread that I am finally really changing my spending behaviours. I have cut down and cut down each year but I have never been this good :rotfl:
    Can people be blocked like they do on facebook?

    I know you can block other peoples posts, so if i blocked your posts I wouldn't see them but I don't know if that means you can still see mine.
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • I agree with the others that the reports of people paying off debt are really motivational so it would be a shame to stop it. I can't believe stalkers are doing this - have they not got more interesting things to do?

    Can't wait til we get paid so I can pay more of the debt off! And I can't believe how much my attitude has changed to spending either. I now hate spending money unless I really have to - which is a major change, as you can see by my 'name' on here!!
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • Just got back from pizza at my friends house & I think my cat is dying :cry::cry:
    He is 19 and has been with me longer than DH has. The last week or so he seems to have got really weak and doddery, but has still been eating & going out to the toilet. Tonight is much much worse & he has pooed on the floor too. He doesn't seem in pain & purrs when I pick him up, but he is really really confused and struggling. DH & the kids are away in Devon & I really don't want to deal with this on my own.

    Not sure what I should do :cry:
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • Ruthy1604 wrote: »
    Just got back from pizza at my friends house & I think my cat is dying :cry::cry:
    He is 19 and has been with me longer than DH has. The last week or so he seems to have got really weak and doddery, but has still been eating & going out to the toilet. Tonight is much much worse & he has pooed on the floor too. He doesn't seem in pain & purrs when I pick him up, but he is really really confused and struggling. DH & the kids are away in Devon & I really don't want to deal with this on my own.

    Not sure what I should do :cry:

    Where abouts are you? Have you got anyone you can call? An emergency vet?
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • No more debt busting yet, but I have just re-opened a cc to take advantage of 0% for 6 months, so now my remaining debt is £1k at 0% for 6 months, £1k at 0% for 13 months and 1k at 12.7% which is a CU loan so while I need to make payments to that, I will save it up and pay monthly as I don't want to create more work for them paying tiny payments every day!
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Where abouts are you? Have you got anyone you can call? An emergency vet?

    All my friends have little kids in bed & all my family are down south. He's not in pain & TBH I think I'd rather he went peacefully in familiar surroundings rather that be put down. I just feel like I'm waiting for the inevitable & I feel so alone.

    Thanks for posting x
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
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