We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

1322323325327328508

Comments

  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :j:j:j My big loan is now under £8k!!! :j:j:j

    When I got the loan in 2006 it was for £24.5k so this is a big milestone for me. Next milestone for this loan will be at the end of June when it will be less than £7k then it will all be paid off by end of August!!!! I absolutely cannot wait for this moment when I can ring them up and pay off my loan and close my account!!!

    Then I just have my 2 credit cards to go and will hopefully be debt free at the end of November :D I am sooooo happy with this, just need to get my act together with my NSDs and spending on little bits and take aways. BAD JEMMA!!!
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    If its any help I was thinking about your boots as I pulled mine today thinking the sole feels a touch thin now
  • The sole of one of my boots snapped in half today :mad: I ordered a new pair online last week and UPS are holding them hostage and I won't be able to get them until next week sometime - what am I supposed to wear for work tomorrow?! I look like a right hobo!! :rotfl:

    Found out the other day I've got a job interview next week :cool: Need to sort out my paperwork and outfit for it - am planning a practice journey on Tuesday so I can find out where I'm going!

    Payday can't come soon enough this month! I think I always expect Feb to be so much easier than Jan - but because I was so skint last month I'm STILL super skint and have had enough now! :D
  • I hope we can find a way to keep all the banter and debt reporting on here. It is so motivating and we need that when it is a long haul job. I have been trying to shift debts for 2 years and I feel on this thread that I am finally really changing my spending behaviours. I have cut down and cut down each year but I have never been this good :rotfl:
    Can people be blocked like they do on facebook?
    Debt Free. Have my Van. :) Find dream
    Frugal 2016 Target @£400 per month
    Month 1 £400/£400 Total of 6 Months: £/£2400
    Food £0/£120 pm Diesel £0/£100 Me/DD £0/£80 Yearly (clothes/holidays/presents) £0/£100

    It's not the end, it's the journey and how we travelled.
  • I hope we can find a way to keep all the banter and debt reporting on here. It is so motivating and we need that when it is a long haul job. I have been trying to shift debts for 2 years and I feel on this thread that I am finally really changing my spending behaviours. I have cut down and cut down each year but I have never been this good :rotfl:
    Can people be blocked like they do on facebook?

    I know you can block other peoples posts, so if i blocked your posts I wouldn't see them but I don't know if that means you can still see mine.
  • I agree with the others that the reports of people paying off debt are really motivational so it would be a shame to stop it. I can't believe stalkers are doing this - have they not got more interesting things to do?

    Can't wait til we get paid so I can pay more of the debt off! And I can't believe how much my attitude has changed to spending either. I now hate spending money unless I really have to - which is a major change, as you can see by my 'name' on here!!
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • Just got back from pizza at my friends house & I think my cat is dying :cry::cry:
    He is 19 and has been with me longer than DH has. The last week or so he seems to have got really weak and doddery, but has still been eating & going out to the toilet. Tonight is much much worse & he has pooed on the floor too. He doesn't seem in pain & purrs when I pick him up, but he is really really confused and struggling. DH & the kids are away in Devon & I really don't want to deal with this on my own.

    Not sure what I should do :cry:
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • Ruthy1604 wrote: »
    Just got back from pizza at my friends house & I think my cat is dying :cry::cry:
    He is 19 and has been with me longer than DH has. The last week or so he seems to have got really weak and doddery, but has still been eating & going out to the toilet. Tonight is much much worse & he has pooed on the floor too. He doesn't seem in pain & purrs when I pick him up, but he is really really confused and struggling. DH & the kids are away in Devon & I really don't want to deal with this on my own.

    Not sure what I should do :cry:

    Where abouts are you? Have you got anyone you can call? An emergency vet?
  • No more debt busting yet, but I have just re-opened a cc to take advantage of 0% for 6 months, so now my remaining debt is £1k at 0% for 6 months, £1k at 0% for 13 months and 1k at 12.7% which is a CU loan so while I need to make payments to that, I will save it up and pay monthly as I don't want to create more work for them paying tiny payments every day!
  • Where abouts are you? Have you got anyone you can call? An emergency vet?

    All my friends have little kids in bed & all my family are down south. He's not in pain & TBH I think I'd rather he went peacefully in familiar surroundings rather that be put down. I just feel like I'm waiting for the inevitable & I feel so alone.

    Thanks for posting x
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.