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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!
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068 £3381.57 / £6,492.82 52.08%Became Mrs Scotland 16.01.16
Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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psychopathbabble wrote: »The 'upgrade' early thing is dependant on how much you spend with them in a year, my boyfriends bills are huge so he can upgrade 9 months early. I rarely go over my contracted amount so I can only upgade a month early.
They will offer a fast upgrade package thingybob but that just means you have to pay them for the rest of your contract in a lump sum to enable your upgrade.
So either way, they want a ton of money out of you before letting you upgrade! :mad:
I must be the same as you then as I can only upgrade a month early... They are the smiling assassins... :mad::mad::mad:New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
cheers sweetie, am well excited
unfortunately the smoking started after a week because of major major stress from the EX
to give an example, and this is the nicest thing he has said and done, he said that he will not be giving me anymore maintanence unless i "put out" for him.
well he can !!!! off i am NOT a prostitute he is trying to keep me poor and depended on him
The following reply cannot be posted because the user has inserted to many expletives how ever we will allow this comment.
What a dur brain!0 -
I must be the same as you then as I can only upgrade a month early... They are the smiling assassins... :mad::mad::mad:
My boyfriends bills were over £100 per month at one point, I think you have to spend over £1500 or something in a year to get the really early upgrade. It's worth a call but they are likely to want lots of money.
Oh, and well done on making a decision about the loan. Whatever anyone would have done, you needed to make the decision that was right for you and as long as you are happy then that is all that mattersBecame Mrs Scotland 16.01.16Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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recurrent-ostrich wrote: »Have been debating about whether to say anything for a couple of days now, but i will. Calamine is horrid for chicken pox, as it's really drying and although initially soothing actually makes the spots worse, and also can make scarring worse as it's so drying. I'd recommend dabbing lavender oil on the spots, it's antibacterial and also very soothing, and also moisturising so stops the itching and also reduced scarring.
If that's too "hippy arty-farty" for youthen you can buy from the chemist a calamine cream that has moisturising cream mixed in.
Other good remedies are a warm bath with either sodium bicarb in, or a handful or two of porridge oats, both are very soothing on the skin. Seriously, google them. Especially the bicarb.
Hope you manage to get some of these, I guarantee a better night. xx
:eek::eek::eek::eek: OMG!! I never knew that!! :eek::eek::eek::eek: no wonder shes crying every time I go near her with the bottleI havent put anything on them at all today I I just couldnt face the huge tears and screams, just chucked a fair few light cotton layers on her to make it harder for her to get to them and tbh its working. Shes only moaning about the one on her finger . . . it seems its hurting 5 jelly monkeys worth :rotfl: so shes now dancing in front of the tv eating them.
I think i'll just throw that bottle away, its been 7 years since I last had to deal with chicken pox, im amazed at how much i've forgotten, when Jake had them he just wanted to sleep on my belly all day
Will ring my mum and see if shes got any lavender oil and will def try the bicarb bath (or porridge oats depending on whats in the cupboard :rotfl:) tonight and see what happens.
Thank you very very much, you are now my new best friend, tell me off earlier next time :rotfl:SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000 -
Hi All - not been around for a while....all work and no play makes 'May' a very boring girl
I've had a quick read back and have to smile at how diverse the chat on this thread is....new babies, chicken pox, knee high boots and used undies to name but a few topics....hilarious :rotfl:
jakes-mum - I hope Lily starts to feel better soon x
kerri - Congrats on becoming an aunty :j - hope grumpy OH wakes up in a better mood
No real headlines on the debt busting front....Jan was very 'lean' so I was able to throw an extra £150 at the debt at month end. Not so sure Feb will be quite so straight forward.....I've already had one naughty spend, 2 pairs of boots in the T3sco sale....but in my defence they were a real bargain £15 for one pair and £12 for the other
Anyway my Cap One statement arrived last week so my new total is:
#046 - £3065/£14,128
Well done to everyone on your continued success....the opening posts on this thread make great reading :T
Will update again soon - but in the meantime take care and keep warm xxLBM Aug '07 Debt [STRIKE]£52,615[/STRIKE] :eek: DEBT FREE Aug '12 :jCap One CC £[STRIKE]5000[/STRIKE]/£0 - HSBC CC £[STRIKE]7500[/STRIKE]/£0 - HSBC Loan £[STRIKE]12,225[/STRIKE]/£0M&S CC £[STRIKE]11,500[/STRIKE]/£0 - Egg CC £[STRIKE]8750[/STRIKE]/£0 - Sains CC £[STRIKE]3000[/STRIKE]/£0HMRC £[STRIKE]3140[/STRIKE]/£0 - OD £[STRIKE]1500[/STRIKE]/£0Pay off ALL your debt by Xmas 2012 £14,128/£14,128 :j0 -
recurrent-ostrich wrote: »Have been debating about whether to say anything for a couple of days now, but i will. Calamine is horrid for chicken pox, as it's really drying and although initially soothing actually makes the spots worse, and also can make scarring worse as it's so drying. I'd recommend dabbing lavender oil on the spots, it's antibacterial and also very soothing, and also moisturising so stops the itching and also reduced scarring.
If that's too "hippy arty-farty" for youthen you can buy from the chemist a calamine cream that has moisturising cream mixed in.
Other good remedies are a warm bath with either sodium bicarb in, or a handful or two of porridge oats, both are very soothing on the skin. Seriously, google them. Especially the bicarb.
Hope you manage to get some of these, I guarantee a better night. xx
As a member of the chemist gang thats pretty much what we recommend anyway (aqueous and calamine cream and if you keep in the fridge its really cooling and can be used for sunburn and all sorts) - hadnt heard of actual porridge oats before but you can get a cream made out of them also from the chemists. Hope she's better soon xx#8 £2 Savers Club 2020: £90/£250
#2 Saving for Xmas 2020 £1 a day: £70/£366
#057 Sealed Pot Challenge: £38.75/£150
*Mortgage free & Almost Debt Free*
:A Learning to be a better custodian of Money :A0 -
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Morning all!
Crikey! I go away for a few days and there's over 15 pages to catch up on. Have read them all but not sure how much information I have actually digested. Hugs to everyone who needs them or is feeling ill or has loved ones feeling ill. COngrats on the debt-busting, new baby, bingo wins and fleabay successes.
No debt-busting to announce, lost track of my spends this past week with transferring money over to DH's account etc. Hoping I will be able to pay off some more before payday.
Not snowy here, just damp and slushy out, so having a day in lounging around.0 -
cheers sweetie, am well excited
unfortunately the smoking started after a week because of major major stress from the EX
to give an example, and this is the nicest thing he has said and done, he said that he will not be giving me anymore maintanence unless i "put out" for him.
well he can !!!! off i am NOT a prostitute he is trying to keep me poor and depended on him
well HA HA jokes on you EX i got me a job and i havent told him, so he can keep his paultry £40 a week for 3 kids when he is earning about £350 a week
and before anyone says yes it is with the CSA and we all know how fantastic they are lolol
I am sooooo glad you've said he's your ex!!! I cannot believe how horrid some men can be. Selfish "bleep" "bleep" "bleep"!!!!!!!!! You are well shut of him hun. This new job will be the start of a new life for you, well done on doing so well and don't worry about starting smoking again, when it's the right time then you'll do it. You've got so many things going on at the moment xxxNew Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0
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