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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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Comments

  • poohspals wrote: »
    Hahahah - yes, I'm sorry UK - I baked a cake and caused it to snow!

    I'm enjoying my spreadsheets a little too much at the moment. I've just completed a snowball worksheet so now know what I should be paying to who. Does anyone have one that I can edit? I've downloaded the one that was given to me but just playing around and wondering how overpayments on certain bills in certain months would affect the figures? Anyone else found one that is editable?

    I don't know if you found the snowball here? http://www.whatsthecost.com/snowball.aspx

    But if you 'edit' it, you can change the monthly repayment to debt to see how it changes your DFD.
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • mrso2b
    mrso2b Posts: 314 Forumite
    Can anyone help me with gala bingo?

    I deposited £10, played it, got my £20 bonus, played another £20 worth of games and now have £24 - do I withdraw this now?
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    mrso2b wrote: »
    Can anyone help me with gala bingo?

    I deposited £10, played it, got my £20 bonus, played another £20 worth of games and now have £24 - do I withdraw this now?
    Yes, it leaves you £14 up :) well done
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Hi!

    Can you add me to this challenge please :)

    Total Debt = £3563.87

    Would love to be debt free by the end of this year! :) x
  • At last payday, made a payment today that has helped with one of my challenges, paid off one of my debts in 2012 completed, now to tackle this big one, almost £1000 gone:money:, cannot wait to say it has all disappeared, seems so long away though:o. May do what a couple of you do and round it up to the 1K mark, just so it looks rounder, will wait until I get home tonight to decide who gets the little amount.;)

    I just wish I could sleep a little better when I am not working, but my body is that messed up at the moment I don't think it knows when to sleep:eek: Have a lovely day everyone, and hope the weather is kind to you, wherever you are.
    Sealed pot (who knows?)

    All debts paid in 2013 :T, apart from overdraft :(, now to tackle that:)
    £3760.00/£
    DEBT FREE FOR CHRISTMAS 2014 please:j
  • choclover
    choclover Posts: 522 Forumite
    DD to barclaycard gone out this morning, so another £13.23 to come off.

    #304 £721.89/£6962.20 (10.36%) :j
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    OMG someone help, Ive only used 11 of my free listings, come round and find me stuff to ebay :eek: :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    mf0u1098 wrote: »

    Only 15 pages...? We're slacking! :rotfl:

    How can you not have snow when you live over the next hill?! I'm snowed in! Sooooo jealous....!

    It seems all my friends had some snow apart from me. They were all on FB posting pics of them sledging or generally moaning about being snowed in whilst I was staring out at grey rainy skies.

    Lost 2lbs this week :j
  • mrso2b
    mrso2b Posts: 314 Forumite
    kerri_dfw wrote: »
    Yes, it leaves you £14 up :) well done

    Thank you :)
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Decided to give superp0ints a try as ive seen a few people talking about it, its a bit like swagb*cks but you have a button to push (you get 30 pushes a day after you join and fill in your profile and its completely random whether you win points each spin and how much) ive been on there 3 days and am at 82 points. You need 1000 to get a £5 amaz*n voucher or a $10 Payp*l payment, so in this instance payp*l is better. I figure it will take me 30 days to get enough points but for 5 minutes a day im not complaining :)

    I'll let you all know when I get enough points. It is a refer only site though, if you refer 2 people you get extra spins, if you refer 5 people you get more again
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
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