📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

Options
1194195197199200508

Comments

  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Right well im not sure how its happened but Dh has just gone down the pub with £10 beer money + £5 for his taxi home . . . yet he had his pocket money 3 days ago (and we all know where that went) :think: I think ive been diddled :rotfl:

    I also think im being set up for a financial injection toward my DS as the usually stroppy, feet dragging 10 year old when faced with the word 'homework' bounded off after dinner when I informed him he would be doing his second segment tonight (its a 2 week comic strip project that he got on thursday) grabbed his homework book and did the first picture immediately :eek: what is going on!!! I feel very wrong footed :rotfl: :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • jakes-mum wrote: »
    hellooooooooooooooooo mumof3 :wave:

    mf0u only does updates on certain days now as it all got a bit overwhelmin I think :rotfl: I dont think she thought it would take off the way it did :D she will be along soon so start plodding away and of course talking to us lot as we love gossip, rants, etc . . . or maybe thats just me :think: i am a nosey begger :rotfl:

    Cheers for that Jakes mum. Really like the idea of this thread. I am a woman on a mission at the moment. Even taken to cleaning more often and de cluttering. Hubby is very impressed and thinks he has a new woman. Just need to lose 2 stone and that will be all my resolutions rolled into 1.:rotfl::rotfl::rotfl::rotfl:
    [SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
    SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
    SPC6 #1395 Total £144.62
    SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
    SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    jakes-mum - be wary, it sounds to me like the guys in your house are in cahoots, and they're waiting until your guard is down because you're wrong-footed and distracted, and then they'll strike. Be afraid, be very afraid :rotfl::rotfl:
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Kerfuffle wrote: »
    jakes-mum - be wary, it sounds to me like the guys in your house are in cahoots, and they're waiting until your guard is down because you're wrong-footed and distracted, and then they'll strike. Be afraid, be very afraid :rotfl::rotfl:

    I think you may be right, I need a bodyguard for my purse :eek::eek::eek: I wonder if I can get an alarm for my handbag :think: :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • On a roll - I have just listed another 27 items on ebay! I'm sure I'll run out of things to sell soon, I mean, how much tat can I really have in my one bedroom flat??

    There are still a couple of cupboards that need tackling though, so who knows what sort of gems I'll find lurking??!
    :) Lightbulb moment Nov 2011 :)
    Pay off my debt by Xmas 2012 Challenge #038 : £699.33 / £2529.33 (26.46%)
    Overdraft @ pay day: Oct: £-733.90 Nov: £-662.01 Dec: £-306.61 Jan: £-147.86 Feb £-73.84 Mar: £+367 :)
  • vw_campervan_mum
    vw_campervan_mum Posts: 207 Forumite
    Part of the Furniture Combo Breaker
    edited 28 January 2012 at 10:33PM
    Well done everyone for doing so well in January :j
    I am updating paying off £1200 off my MBNA card out of wages. Am so glad I could cry because I have stuck to budget and can pay off so much in one go.
    Thanks everyone and especially Jemma for all the motivation and support. :A
    Whoops forgot to make this readable for updating
    ~234 £2304/£12424
    Debt Free. Have my Van. :) Find dream
    Frugal 2016 Target @£400 per month
    Month 1 £400/£400 Total of 6 Months: £/£2400
    Food £0/£120 pm Diesel £0/£100 Me/DD £0/£80 Yearly (clothes/holidays/presents) £0/£100

    It's not the end, it's the journey and how we travelled.
  • Morning all! Just weighed in today as I won't be at home tomorrow -got a full day of meetings starting at 8am in a town 100 miles away so off to stay with family tonight. So my weight loss for this week is:

    #049 8/42lbs :j
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Isn't is funny how the best of intentions go out of the window when you're stressed...? I have been working flat out over the last week and in that time I have eaten rubbish and paying off my debt has taken a back burner. I've been craving sugar constantly and my resolve to lose weight and pay off my debts were pretty much forgotten. Now at least I've realised why all my previous New Year's Resolutions have failed in the past, I officially hate January! Today is a new day and I'm determined to get back on board starting with working out how much debt I'm paying off given that I got paid on Wednesday! My frustration is that I could have paid my loan off now over 2 years early but I lent my sister all my savings at the beginning of January so I can't. Whilst I understand that saving this amount off is amazing and i am proud of myself, I can't help feeling a bit gutted that I can't make that phone call and save money in interest by paying the whole thing off... Never mind, family eh?!

    xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    jakes-mum wrote: »
    I think you may be right, I need a bodyguard for my purse :eek::eek::eek: I wonder if I can get an alarm for my handbag :think: :rotfl:

    How about a decoy handbag and purse with Monopoly money in or something... :rotfl:
    On a roll - I have just listed another 27 items on ebay!

    *hides under my duvet*

    I've been saying I need to do this for weeks... :eek:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098 wrote: »
    Isn't is funny how the best of intentions go out of the window when you're stressed...? I have been working flat out over the last week and in that time I have eaten rubbish and paying off my debt has taken a back burner. I've been craving sugar constantly and my resolve to lose weight and pay off my debts were pretty much forgotten. Now at least I've realised why all my previous New Year's Resolutions have failed in the past, I officially hate January! Today is a new day and I'm determined to get back on board starting with working out how much debt I'm paying off given that I got paid on Wednesday! My frustration is that I could have paid my loan off now over 2 years early but I lent my sister all my savings at the beginning of January so I can't. Whilst I understand that saving this amount off is amazing and i am proud of myself, I can't help feeling a bit gutted that I can't make that phone call and save money in interest by paying the whole thing off... Never mind, family eh?!

    xxx

    Awwwww. This is why this place is so good. I've attempted to sort out our debts "once and for all" about five times over the last six or seven years and it normally lasts until the first time we fancy a takeaway, or expensive night out and then we think, "Oh sod it." This time keeping posting on here is really helping my motivation and if we fall off the wagon, I know we can come back and get right back on.
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.