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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!
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Right well im not sure how its happened but Dh has just gone down the pub with £10 beer money + £5 for his taxi home . . . yet he had his pocket money 3 days ago (and we all know where that went) :think: I think ive been diddled :rotfl:
I also think im being set up for a financial injection toward my DS as the usually stroppy, feet dragging 10 year old when faced with the word 'homework' bounded off after dinner when I informed him he would be doing his second segment tonight (its a 2 week comic strip project that he got on thursday) grabbed his homework book and did the first picture immediately :eek: what is going on!!! I feel very wrong footed :rotfl: :rotfl:SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£10000 -
hellooooooooooooooooo mumof3 :wave:
mf0u only does updates on certain days now as it all got a bit overwhelmin I think :rotfl: I dont think she thought it would take off the way it didshe will be along soon so start plodding away and of course talking to us lot as we love gossip, rants, etc . . . or maybe thats just me :think: i am a nosey begger :rotfl:
Cheers for that Jakes mum. Really like the idea of this thread. I am a woman on a mission at the moment. Even taken to cleaning more often and de cluttering. Hubby is very impressed and thinks he has a new woman. Just need to lose 2 stone and that will be all my resolutions rolled into 1.:rotfl::rotfl::rotfl::rotfl:[SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
SPC6 #1395 Total £144.62
SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T0 -
jakes-mum - be wary, it sounds to me like the guys in your house are in cahoots, and they're waiting until your guard is down because you're wrong-footed and distracted, and then they'll strike. Be afraid, be very afraid :rotfl::rotfl:0
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jakes-mum - be wary, it sounds to me like the guys in your house are in cahoots, and they're waiting until your guard is down because you're wrong-footed and distracted, and then they'll strike. Be afraid, be very afraid :rotfl::rotfl:
I think you may be right, I need a bodyguard for my purse :eek::eek::eek: I wonder if I can get an alarm for my handbag :think: :rotfl:SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£10000 -
On a roll - I have just listed another 27 items on ebay! I'm sure I'll run out of things to sell soon, I mean, how much tat can I really have in my one bedroom flat??
There are still a couple of cupboards that need tackling though, so who knows what sort of gems I'll find lurking??!Lightbulb moment Nov 2011
Pay off my debt by Xmas 2012 Challenge #038 : £699.33 / £2529.33 (26.46%)Overdraft @ pay day: Oct: £-733.90 Nov: £-662.01 Dec: £-306.61 Jan: £-147.86 Feb £-73.84 Mar: £+3670 -
Well done everyone for doing so well in January :j
I am updating paying off £1200 off my MBNA card out of wages. Am so glad I could cry because I have stuck to budget and can pay off so much in one go.
Thanks everyone and especially Jemma for all the motivation and support. :A
Whoops forgot to make this readable for updating
~234 £2304/£12424Debt Free. Have my Van.Find dream
Frugal 2016 Target @£400 per month
Month 1 £400/£400 Total of 6 Months: £/£2400
Food £0/£120 pm Diesel £0/£100 Me/DD £0/£80 Yearly (clothes/holidays/presents) £0/£100
It's not the end, it's the journey and how we travelled.0 -
Morning all! Just weighed in today as I won't be at home tomorrow -got a full day of meetings starting at 8am in a town 100 miles away so off to stay with family tonight. So my weight loss for this week is:
#049 8/42lbs :jLong haul supporter #290POAYDBX2014 #043LBM Dec 2011 Debt £51K Debt Nov 2014 £42K0 -
Isn't is funny how the best of intentions go out of the window when you're stressed...? I have been working flat out over the last week and in that time I have eaten rubbish and paying off my debt has taken a back burner. I've been craving sugar constantly and my resolve to lose weight and pay off my debts were pretty much forgotten. Now at least I've realised why all my previous New Year's Resolutions have failed in the past, I officially hate January! Today is a new day and I'm determined to get back on board starting with working out how much debt I'm paying off given that I got paid on Wednesday! My frustration is that I could have paid my loan off now over 2 years early but I lent my sister all my savings at the beginning of January so I can't. Whilst I understand that saving this amount off is amazing and i am proud of myself, I can't help feeling a bit gutted that I can't make that phone call and save money in interest by paying the whole thing off... Never mind, family eh?!
xxxNew Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
I think you may be right, I need a bodyguard for my purse :eek::eek::eek: I wonder if I can get an alarm for my handbag :think: :rotfl:
How about a decoy handbag and purse with Monopoly money in or something... :rotfl:Miss_Information wrote: »On a roll - I have just listed another 27 items on ebay!
*hides under my duvet*
I've been saying I need to do this for weeks... :eek:New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
Isn't is funny how the best of intentions go out of the window when you're stressed...? I have been working flat out over the last week and in that time I have eaten rubbish and paying off my debt has taken a back burner. I've been craving sugar constantly and my resolve to lose weight and pay off my debts were pretty much forgotten. Now at least I've realised why all my previous New Year's Resolutions have failed in the past, I officially hate January! Today is a new day and I'm determined to get back on board starting with working out how much debt I'm paying off given that I got paid on Wednesday! My frustration is that I could have paid my loan off now over 2 years early but I lent my sister all my savings at the beginning of January so I can't. Whilst I understand that saving this amount off is amazing and i am proud of myself, I can't help feeling a bit gutted that I can't make that phone call and save money in interest by paying the whole thing off... Never mind, family eh?!
xxx
Awwwww. This is why this place is so good. I've attempted to sort out our debts "once and for all" about five times over the last six or seven years and it normally lasts until the first time we fancy a takeaway, or expensive night out and then we think, "Oh sod it." This time keeping posting on here is really helping my motivation and if we fall off the wagon, I know we can come back and get right back on.Long haul supporter #290POAYDBX2014 #043LBM Dec 2011 Debt £51K Debt Nov 2014 £42K0
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