The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

velvet27

Hooray - signature worked!!!

sharronej

karenann76 wrote: »

I am gutted! I just 'found' another debt of £1200! So despite managing to pay off nearly a £1000 since Christmas I now have to redo my total and it will be more than when I started! DAMN IT!

But you're not back where you started - in reality you owed £1200 more than you thought and the great thing is that you have almost cleared that amount in the short time you've been doing the challenge - you'd have been more gutted if you hadn't paid off and you'd found it.

I know you feel disappointed at the moment but take heart you're doing fantastically and this time next year you'll be either debt free or substantially closer to it and it'll make your discovery seem unimportant.

Keep up the good work :beer:

jakes-mum

Im in a right old funk today happy for everyone and their plans to make more money for debt but its made me realise how hard it will be for me to do the same cant get any overtime when you dont work and ive already ebayed everything unused in the house :eek:

A lesson for all I think, dont take debt believing you can pay it off with your income as the day may come that your unable to work and your income is no more

Sorry, not usually like this, think its new year blues

gemred_21

I love this new thread its taken me a while to catch up, thanks Jemma :-)

Everyone is doing really well and some fantastic ideas too, Kerri I love the weekly challenge, I'm in i'll be sorting the cupboards out tomorrow and writing some meal plans out.

Jakes-mum - I hope things look brighter tomorrow :-)

Keep up the good work everyone

velvet27

jakes-mum wrote: »

Im in a right old funk today happy for everyone and their plans to make more money for debt but its made me realise how hard it will be for me to do the same cant get any overtime when you dont work and ive already ebayed everything unused in the house :eek:

A lesson for all I think, dont take debt believing you can pay it off with your income as the day may come that your unable to work and your income is no more

Sorry, not usually like this, think its new year blues

Hi jakes-mum...

I read your post and recognised the new year blues...please don't be downhearted...I think ebaying your stuff is a great achievement - I don't even know how to use a digital camera to take photos, let alone sell on ebay!

When i'm down I read a little book of 'positive affirmations' by Louise Hay and it gives me hope. I have read the posts on this thread and feel really encouraged by your comments. You are on the path to being debt free - just believe in yourself.

'You are a magnet for money'

trying_hard

Jakes-mum

You have been so inspirational in these last 6 weeks. and you have already paid off over £1200 and it's only the 2nd Jan! You are doing so well and even if you have ebayed everything for the moment I am sure their will be things the children have grown out of or not into anymore. Are you able to get to Charity Shops or car boots when they start again? Or could someone go with you and help you? You now have the skills to look out for items that will sell and be able to sell them on. What about friends or family can they have a sort out for you, maybe they have a couple of things each that they don't use anymore?


You will feel so much better when the debt has gone, ok you may pay off half this year and half next or it may take you a little longer BUT you are not increasing the debt it is going down. We all have our down days about it all and I will probably have mine tomorrow or next week, and I will be in tears thinking like you what's the point and hopefully someone will be able to help me!

Chin up hunny you are a star in my eyes xxx

camuk81

Jakes mum big cuddle for you. I know that feeling! Been like that since last night and had to cheer the husband up too!

vw_campervan_mum

Well a very successful bit of finger tapping - have made £30 from selling books/dvds on Zapper. Well can't really count the money until it arrives but will rush to the Post Office tomo with my parcel For extra motivation I am joining in a challenge to make £5 a day in January (£10 sounds too much - baby steps needed for a while)
Jakes-Mum - you will feel brighter soon I have read yr previous posts and know you are inspiring lots of people on here :A
I have a son called Jake too

DorsetGirl_2

jakes-mum wrote: »

Im in a right old funk today happy for everyone and their plans to make more money for debt but its made me realise how hard it will be for me to do the same cant get any overtime when you dont work and ive already ebayed everything unused in the house :eek:

A lesson for all I think, dont take debt believing you can pay it off with your income as the day may come that your unable to work and your income is no more

Sorry, not usually like this, think its new year blues

Sorry you feeling blue Jakes Mum. Have you thought about writing reviews on Ciao or Dooyoo? Its not alot of money but its a bit extra. Do you do surveys?

DorsetGirl_2

DorsetGirl wrote: »

Sorry you feeling blue Jakes Mum. Have you thought about writing reviews on Ciao or Dooyoo? Its not alot of money but its a bit extra. Do you do surveys?

And do you do daily clicks?