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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • # 176 payed off £31.08 today :)
  • eddi
    eddi Posts: 274 Forumite
    DorsetGirl wrote: »
    I need you to push me into selling my Irregular Choice Miaow boots - I love them but I havent worn them in a year and they are just sitting gathering dust, but I dont want to part with them :o

    Unfortunately all that has succeeded in doing is making me look at them online and want to buy some for myself! lol ... But I know I'd do the same - buy them and then hardly wear them which is a shame. And a waste of money :(

    When you win the Euro Lotto you can buy a boatload of brand new Irregular Choice shoes anyway ;)
  • Sorry got a bit Behind on all this!!

    No 62 - Another £300 paid off since last update!

    Make £10 a day June 103.04/300


    Declutter 2018 in 2018 3/2018

  • DorsetGirl wrote: »
    Evening all,

    Its a euromillions rollover tonight - have got my ticket.

    I need you to push me into selling my Irregular Choice Miaow boots - I love them but I havent worn them in a year and they are just sitting gathering dust, but I dont want to part with them :o

    I have some beautiful IC shoes but they hurt :( what size are your boots? I know someone who really wanted a pair :)
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • mf0u1098 wrote: »


    p.s. Psychopathbabble, have you been to the doctors yet to find out what is wrong? xxx


    I'm ignoring it until I go back to the doctor on Tuesday and hopefully remember my mental note to mention it! Can't afford to pay a dentist too!
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • k30lly
    k30lly Posts: 118 Forumite
    Psychopathbabble, have you eaten pine nuts recently? Cheap ones can cause metal taste. Google it :)

    I paid off some of my credit card today but given i used it, went over my limit & forgot to pay it on time, its still pretty much the same balance :(. More payments monday but i'll still only be at 2%
    1% challenge - Started Feb 2014. Cap1 card £1,073.42
    1% = £10.73 0% so far
  • k30lly wrote: »
    Psychopathbabble, have you eaten pine nuts recently? Cheap ones can cause metal taste. Google it :)

    I paid off some of my credit card today but given i used it, went over my limit & forgot to pay it on time, its still pretty much the same balance :(. More payments monday but i'll still only be at 2%

    Nope no pine nuts :( Thanks for thinking of it though :)
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • rosiest
    rosiest Posts: 105 Forumite
    I posted on here about late payments on credit file and put it into the mortgage section but no-one has really answered ( not as friendly as here ! )

    i thought if you had late payments they dropped off after 6 years but ive got some showing from 2005 and equifax says 6 years from account closing, but what if you dont close the account after a late payment it surely cant stay on your file forever ?
    #28 pay all your debts by Xmas 2019 £2682/7000:)
    #66 2019 MFW £90/£7500
    also trying to get 6k savings this year :wink: have this by April . yay :)
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    rosiest wrote: »
    I posted on here about late payments on credit file and put it into the mortgage section but no-one has really answered ( not as friendly as here ! )

    i thought if you had late payments they dropped off after 6 years but ive got some showing from 2005 and equifax says 6 years from account closing, but what if you dont close the account after a late payment it surely cant stay on your file forever ?

    I had 2 late payments in 2007 and also saw that it says on Equifax that it stays on for 6 years after account closing but I'm afraid I never really checked on why. I only just closed the account in Jul 11 so if they do stay on from account closure then I will have a problem if they affect a mortgage app in a couple of years too. WishI could help on this but am in the dark as much as you xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    Evening!

    I can finally update:

    #012 £1148.02/£6583 32%

    8lbs/70lbs

    Can't believe I've only made a £45 dent in my CC after paying £100. Hoping to paysome more soon though :T

    Rosie - can't really advise you I'm afraid but I'm sure someone on here will be able to help you out. Have you tried doing a MSE site/forum search? I'm sure it must have been discussed somewhere on here xxx
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