The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

mf0u1098

mf0u1098 wrote: »

I'll hopefully update my total tonight as I've had a few dd's come out (approx £500)

:eek: Oh pooh sticks!!! Just worked out that my total already includes all my dd's for January so will have to wait for payday to catch up... :eek:

loubie_lou

I am currently trying to force myself to complete a form for the tax office to claim all my mileage back from last year (was a domiciliary carer) that should hopefully be a few hundred squids

mrso2b

Just CLEARED my First Direct card! :money: Yaaaay! Paid £301.01 off:

Updated figures:

152 mrso2b £790.53 / £12,000

kerri_dfw

I think I might have made a mistake, I agreed to pay wescott increased payments over the next 3 months. But this is actually going to cost me more in the long run. I'm contemplating calling them up and telling them that the money has to go to a different debt (freemans) instead as that will clear freemans. Obviously I won't tell them this, will just tell them on second thoughts I can't pay extra. This is going to increase my amount left to pay though and my % paid will decrease, which will make me What does everyone else think I should do? If I clear freemans then I will only have 1 account left out of the 5 that's charging me interest.

HelenPie

kerri_dfw wrote: »

I think I might have made a mistake, I agreed to pay wescott increased payments over the next 3 months. But this is actually going to cost me more in the long run. I'm contemplating calling them up and telling them that the money has to go to a different debt (freemans) instead as that will clear freemans. Obviously I won't tell them this, will just tell them on second thoughts I can't pay extra. This is going to increase my amount left to pay though and my % paid will decrease, which will make me What does everyone else think I should do? If I clear freemans then I will only have 1 account left out of the 5 that's charging me interest.

It may feel better to clear a whole debt sooner, but you've got to pay whichever is the highest interest, if that's Freemans.

kerri_dfw

HelenPie wrote: »

It may feel better to clear a whole debt sooner, but you've got to pay whichever is the highest interest, if that's Freemans.

I think this is exactly the same advice I've given to other people, I should take my own advice thanks Helen just needed to be told by someone other than my head.

Better put me back to

#005 £1313.06/£5030

weewifie

hallo!

I must post more... I must post more...

thanks for giving me a number. I've done a signature now, hopefully it's worked!

My debt may not seem huge, but to me, it seems a big deal. My dad was always bad with debt and we grew up poor because of his inability not to overspend what we didn't have. In comparison I'm quite good with money, but I did my nurse training a few years ago and became a single mum 6 months into the 3 year course, and this is the remaining debt from my time as a single mum student.

Also hoping I can shed some lbs as well as pounds too!

Trying my best to not let my boyfriend fill me up with Dominos pizza... trying to have willpower! Cooking us meals more and more than letting him buy us junk.

Louise

loubie_lou

Can you put me down for #4 3/18lbs weight loss :D

DorsetGirl_2

Evening all,

Its a euromillions rollover tonight - have got my ticket.

I need you to push me into selling my Irregular Choice Miaow boots - I love them but I havent worn them in a year and they are just sitting gathering dust, but I dont want to part with them

kerri_dfw

DorsetGirl wrote: »

Evening all,

Its a euromillions rollover tonight - have got my ticket.

I need you to push me into selling my Irregular Choice Miaow boots - I love them but I havent worn them in a year and they are just sitting gathering dust, but I dont want to part with them

You don't need us to tell you you've just told yourself. Free fleabay listing this weekend, go take a photo and whack them up there :T:T:T