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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Afternoon all,

    Well today has been a bit of a bad day, unexpected warrant for my arrest for not paying off a seatbelt fine and just dropped my iPhone and cracked the screen! However a little bit more debt busting today.

    Still got a little bit of cash in my account so waiting till I get paid before much more debt busting

    No 149: New debt paid off is £4047.00. Immensely proud of myself so far!
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Kerri, Cheers for reminding me about the bonus found out last week may get around £200.00 underestimated for the tax so waiting till my pay slip comes so I can cheer up a bit. Has the baby popped yet?
  • What is a second purse?? I have enough trouble managing the one in my handbag???

    :( Trying hard...failing miserably :(
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    edited 20 January 2012 at 2:49PM
    hello, may i tag along please?

    My starting debt at the 1st Jan was £4150 (affectionately known as Mad Mavis)

    I'm still working my way through the rest of the thread to see if the weight loss challenges are still part of this thread but if they are can you put me down for 50lb please?

    thanks
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    camuk81 wrote: »
    Kerri, Cheers for reminding me about the bonus found out last week may get around £200.00 underestimated for the tax so waiting till my pay slip comes so I can cheer up a bit. Has the baby popped yet?
    lalalalalalala I'm not listening, I don't get my bonus because I resigned to early *cries* but congrats on your £200 bonus :) that'll be a nice little boost

    No baby yet, she's off to get some evening primrose capsules to put up her hoohar today to try to get the baby out.... she's gone mad
    karenann76 wrote: »
    What is a second purse?? I have enough trouble managing the one in my handbag???
    2nd purse is where you pay yourself current supermarket prices for items you remove from your stockpile, which you build up from offers such as the fabulous 4 x beans for £0.99 in lido atm :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    Good news!!! £4200 from Halifax for PPI :) I'm a happy girl! When I get it through, it means £3k off my debt and the rest towards HK.

    Anyone know if you have to pay tax on this? MrS was asking and I have no idea.#

    you only pay tax on the 8% interest they pay you on the basic amount they're refunding if that makes sense? some banks will take it before they send it to you so it's best to check, otherwise you have to tell the tax office.
    I'm still awaiting a decision from my claim - they said 10 weeks to decide and we're now in week 11.
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Welcome aboard lemon tree lovely puddycat :) I waited 6 months for my money, it was a joke but I got it in the end
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    jakes-mum wrote: »
    Ahhhh Love is in the airrrrrrrrrrrr :happyhear
    Just think Kerri . . if theydid get married, they might make the newsletter :rotfl: :rotfl: not that we're all pushy or anything :D
    Awww.... hope you enjoy your holiday Pedro! Now you have something fab to look forward to when you get back :)
    his_missus wrote: »
    Morning all! It seems lurve is in the air *hums cheesy song*.

    *blushes again...* Wow, this has been quite public hasn't it?!

    It's bad enough having you lot on my shoulder when I'm tempted to buy something but now it'll be like you're all staring at us when we meet up :rotfl::rotfl::rotfl: I've got visions of looking round to see 300+ people including an Orange, A gnome, a cat, a campervan, 3 lovely ladies (loubie, kerrie and catmort) and a lovely bouquet of flowers (jakes-mum) all with big cheesy grins and thumbs up! :rotfl:


    Anyway....

    Had a 5 hour meeting this morning which was very tough (it generally is when you're justifying spending £8million of a customers money) and have now got loads more work to do... I need to buy a lottery ticket!!!

    I'll hopefully update my total tonight as I've had a few dd's come out (approx £500) but I'm shattered to be honest so may just go straight to bed and update everything tomorrow.

    Hope you all have a lovely day :A

    p.s. Psychopathbabble, have you been to the doctors yet to find out what is wrong? xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    camuk81 wrote: »
    Afternoon all,

    Well today has been a bit of a bad day, unexpected warrant for my arrest for not paying off a seatbelt fine and just dropped my iPhone and cracked the screen! However a little bit more debt busting today.

    Still got a little bit of cash in my account so waiting till I get paid before much more debt busting

    No 149: New debt paid off is £4047.00. Immensely proud of myself so far!

    We are all immensely proud of you too hun, I'm so sorry you're having a rotten day. Sending you BIG HUGS!!! :A
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • #123 - 1412 / 10762

    Paid off a couple of loan payments, and as it was payday managed to put a couple of hundred quid into the savings account for the paying off of the loans early.

    My employer's shares are looking up, so my maturing Sharesave scheme in the summer *may* cover one of the loans by itself hopefully.
    DFW - DEBT FREEEEEE!

    Total - 10762/10762 :)

    Every silver lining has its cloud.
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