The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

rictus123

Well no payments this week, next payment will be on Friday. Will be taking out another small sum to pay for holiday and £100 to go to my mate for sorting gearbox. Thats it for the months expenses, just £46 insurance and £43 phone bill to come right at the end of the month. Loan payment of around £304 on 1st of Feb. Paid again on 3rd of Febuary, will look to pay off 4 figures then if i can, will definatly be at least high 3 figures.

Roll on March, get 3 pays in the 1 month so should manage £3kish + usual payments of £710...should then be down to £548 a month as smallest loan will be cleared start of March and total balance due right down below £10k.

DorsetGirl_2

£985.30/£7873.87 #130 I am hoping to break the £1000 payment barrier tomorrow :j

choclover

I'm not counting my student loan either as it will only depress me! Especially as I'm not paying anything off it now the interest is just mounting and even when I was paying it the interest was still more than what I was paying

choclover

Anyway, I'm not going to be debt free by this xmas, so it doesn't really matter.

Annelien

#226 need to update my total as we re-did our calculations based on the real figures (after making calculations based on original figures from 2010 minus all payments up to date) instead of estimates and I'm about to cry after seeing the total... Seems we totally underestimated some of our debts... the real amount at this point in time is 16904.29 which is nearly 1500 more than we had estimated :mad: :eek:

iwanttogoonholiday

My cc payment has finally gone through so thats another 200 off the total woo hooo ....so thats -

£432.52 / £6,809 #215

kerri_dfw

Why can't fleabay people pay straight away? I have 15 unpaid items grr. When they're paid for I'm throwing another £10 at freemans :-) have a lovely day everyone

alfie2009

Hi all
Just a quick update on my first week. Last weekend I listed my first box of 'things we never use/don't use anymore' items and worked out after eBay/post office fees I've made £75! Lunchtime I'm going to transfer this straight to my card that has the soonest 0% promo end rate. Tonight I'm going to sit down and list some more.

I haven't weighed myself this week as I've been sitting down all day at work and then all weekend eBay listing so long term it's not a good thing health wise so I need to rethink about say one night eBay listing one exercise and then a break for other things and get myself into a good routine for the longterm.

I'm going to have a go at the feb grocery challenge too come payday. Have a good day all

psychopathbabble

kerri_dfw wrote: »

Why can't fleabay people pay straight away? I have 15 unpaid items grr. When they're paid for I'm throwing another £10 at freemans :-) have a lovely day everyone

Or when they don't pay and you offer it to the next highest bidder, why don't they then want it?! :mad:

HelenPie

I only included my student loan in mine as it's nearly paid off (last payment due in May/June!! :j). Always just considered it to be a kind of 'tax' and so ignored it before.

About to do the scary task of updating my spending diary for Jan. Been a bit lax for a week or so and have a purse full of receipts!