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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • rosiest
    rosiest Posts: 105 Forumite
    done a good deal today. Really wanted some new bedroom furniture ( had same stuff for 4 years ) and getting a but bored so i got some lovely stuff in the sale and really cheap as being discontinued then ive sold my old furniture on gumtree for the same amount so new furniture cost be nothing ! got to say im air chuffed with that.

    im totally onto this mse stuff now.
    #28 pay all your debts by Xmas 2019 £2682/7000:)
    #66 2019 MFW £90/£7500
    also trying to get 6k savings this year :wink: have this by April . yay :)
  • Linzight wrote: »
    I'm not counting mine. When I earn over £15k a year I'll think about including it. But not now.

    Oh God I didn't even think about including mine! It's HUGE! But it comes straight out of my wages so it doesn't even affect my budgeting that I've done. I plan to pay off CC, then save a little bit and overpay my mortgage a little each month, then look at car and student loan, as they don't actually affect things too badly.

    A NSD for me today :p
    :) Lightbulb moment Nov 2011 :)
    Pay off my debt by Xmas 2012 Challenge #038 : £699.33 / £2529.33 (26.46%)
    Overdraft @ pay day: Oct: £-733.90 Nov: £-662.01 Dec: £-306.61 Jan: £-147.86 Feb £-73.84 Mar: £+367 :)
  • sharronej
    sharronej Posts: 578 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Jakes Mum - glad the party went well :D

    Rosiest - well done, that's fab news.

    Recurrent Ostrich - Fabulous, you deserve it :T

    Dorset Girl - we also have problems with the thicker paper although I usually buy from B&M's £1.99 for 9 rolls and that's pretty good.

    The wfc have put £534 in my bank which I can use towards my dh's tax bill, it's a shame that I can't pay a debt off with it but at least it means I can avoid adding it to a credit card :o That was a real welcome payment. Hopefully, I'll be able to make another extra payment to something this month but then it'll be minimum payments whilst I pay for our first holiday abroad for 25 years!
  • MFWannabe
    MFWannabe Posts: 2,457 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    WOW this thread now has 307 members!!!! Crikey it must take ages to update:T

    Can you please put me down for another £100 payment. Wanted to see my percentage of payments at 10%

    #191 £400/£4000

    Be glad when payday is finally here though; what a long long month..........
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • DorsetGirl_2
    DorsetGirl_2 Posts: 1,416 Forumite
    Well done on reaching 10% FREEZ :)
    Pay off all my debts before Christmas 2015 #165.
  • kc26
    kc26 Posts: 63 Forumite
    Hi there not managed to get on for a few days as I was away for a couple of nights but since I am a so committed to being debt free I did only manage to spend £42.80 and that included our meals and drinks in the bar, the rest of the time we used the free facilities, I am really pleased as normally I would spend a fortune when away.

    Anyway while I have been away I have had £329.32 taken off my bank in DD so my new total is:

    #259 £1021.27/£12477.37

    I am nearly at my target of clearing off £1039.79 a month in order to be debt free by the end of the year.

    OOOO reading this thread does really inspire you.

    Keep up the good work everyone.:wink::wink:
    :DPay off ALL my debt by Xmas 2012 Challenge
    Paid Jan £1027.83/Feb £917.97/Mar £1353.67/Apr £1367.19
    #259 Total £4643.67/£12,636:D
    :eek:Lose 14lbs in 2012 9/14lbs:eek:
    :TJanuary Grocery Challenge £263.98/£300:T
    :)February Grocery Challenge £0/£300:)
  • spartan59
    spartan59 Posts: 183 Forumite
    Still no payments this week

    6 NSD in a row so far.

    Wife decluttering wardrobe for Ebay, Why do women have so many clothes/shoes and handbags with the labels still on??????????????????
    DEBT Total Dec 12 = £30029
    DFD APRIL 2014
  • MFWannabe
    MFWannabe Posts: 2,457 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    DorsetGirl wrote: »
    Well done on reaching 10% FREEZ :)

    Thanks DorestGirl. Wish i could say the same for weight loss!!:rotfl:
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • spartan59 wrote: »
    Wife decluttering wardrobe for Ebay, Why do women have so many clothes/shoes and handbags with the labels still on??????????????????

    Haha I dunno but it does come in handy for eBaying things!! I sold a dress last night for more than I bought it in the shop for :D only £1 more, but still :rotfl:

    I'm really happy with my ebay listings after all the kerfuffle the other night as everything that sold has now been paid for, plus I posted most of it earlier today AND I've paid another £50 off my credit card which means I'm only £25 off 50% total paid which is blood amazing for January!! Hoping that when my Paypal & Quidco money actually lands in my account I'll be able to top that off and still buy food until payday! :D
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sent my letter off to ESA today to dispute my grouping, bit concerned as it says dispute within 1 month but my claim was renewed months ago im sure :eek: but ive spoke to 4 different people at the ESA in the last 3 months and they have all said I need to dispute it, well we will see and hopefully i'll get myself into that elite group . . . the ESA support group!! :rotfl: Also waiting for my DLA renewal to come back, I just feel like im stuck in limbo :eek:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
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