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A ginormous jump into 2012 with the January NSD challenge
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NSD # 6, can I please revise my number to 15/30 cheers xxSealed pot (who knows?)
All debts paid in 2013 :T, apart from overdraft, now to tackle that:)
£3760.00/£
DEBT FREE FOR CHRISTMAS 2014 please:j0 -
NSD number 5 for me today!:j even resisted buying anything when I popped down to the shop for the boss!Pay One Debt 2012! challenge #67 - £235.07 / £375.18 :T0
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Hi everyone.
Just popping in to report nsd #6 for me.
I have ordered and paid for wedding invites today, but they are from a different pot and discounted so I don't count it as a 'spend'.
Jinty I wish I could offer some wise words... I'm a teacher so barely get a minute spare for internet surfing at work, and if I do then it's in 'my own time'. I think that if you're feeling aggrieved by it then you should send your email and discuss it further. I wouldn't imagine for a second you're the only one that ever does it (or that the boss doesn't do it).Ninja Saving Turtle0 -
NSD8 for today please:beer:If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Jinty, feel free to rant, I can totally understand you being angry, sounds like you are totally taken for granted where you work, and I bet your manager uses the internet for personal stuff too, frankly so long as it doesn't interfere with your work and you're not working in front of the public (for example surfing fleabay at airport checkin might not be advisable) I think most companies accept a certain amount of useage will happen.jaffacakegal wrote: »Oops sorry Kerri! I told you I am shocking with names and memory - thanks for the heads up anyway, I think I will just go on Thursday to make sure
lol! np, I'm the same with names - great memory for everything else though which is odd.Thanks for the suggestions. Yes we have a micro although the queues can get long! Couscous is a good suggestion, I get very hungry and soup alone wouldn't fill the void.I wonder though, is it really cheaper to bring your own, NSD notwithstanding?
I deff think taking your own lunch is cheaper, if you think £3 for a bought lunch x 5 days per week x 4 weeks per month (at least) = £60 a month! Yes, you do have to buy bread or rolls for sarnies, and something to put in, but often you can use things you already have in too (hard boil eggs and make your own egg mayo etc).
As mentioned I also often take in leftovers, when I'm cooking pasta, casserole, chilli, etc I'll freeze a few portions so I can grab something from the freezer to heat up, or perhaps some cold pasta salad or something in the summer. My one weakness is bought soup, but I will only but it when it's on offer for £1 and that does me two lunches so not too bad.
Rising - OH has a thermos that I use for car boots to take tea. It was from John Lewis too, can't find it on their site atm (it was ages ago he got it) but here it is from another site - ideal for one person and a tin of soup
http://www.the-emporium.co.uk/product-detail/219340/thermos-originals-premier-0.5-litre-flask-black-28101
No NSD for me today, had a massage at work to help my neck (beauty therapist comes to the office every 3weeks) - ideal timing and £20 well spent. also got some more omega 3,6,9 from S'Drug, cheapest I could find AND on BOGOF so 6mths supply for £7.
Also found yet more xmas cards reduced today in a charity shop, slightly cheaper than the 99p WH Smith ones, so now totally torn on what to do - so much to decide over something so trivialHowever, once I've made my mind up I will be able to declare a NSD for last fri as some cards will be going back whatever.
Oh, I did take two items back to MnS today so that was £10 back into my back :AFeb 2015 NSD Challenge 8/12JAN NSD 11/16
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Rising, just found that flask on Amazon
http://www.amazon.co.uk/Premier-34-Flask-Black-0-5L/dp/B0001MQ82GFeb 2015 NSD Challenge 8/12JAN NSD 11/16
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4th NSD today. Was going to be a spend day but I feel cr*p. Never thought that feeling cr*p has an upside.0
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Hi - I know I'm a bit late but please put me down for 15 NSD's (already managed 5 yay)November 2018 make £10/day - £21/£300
November 2018 NSDs 1/15
Emergency Fund /£1000
Weight Lost lb/100lb0 -
I had NSDs on Saturday, yesterday and today. So that takes me to 4 please Spoon.NSD Challenge January 2/15
PAD Member since 18/7/11 - Total paid to date £8885.190 -
Jinty~your team leader or whatever she is makes me totally speechless TBH.
I think your email is well worded & I hope you get a good resolution tomorrow.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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