A ginormous jump into 2012 with the January NSD challenge

wit40iwtwan

NSD #6 today!
I've not posted for a few days and all bur Saturday were no spends, including today! Having a goal is a real motivator

kersplatt

NSD #3 for me. Expecting to have NSD's until Friday if all goes to plan :-)

elfen

I DID have one of those Thermos food flasks and it was amazing! Did the job and I had yummy hot lunch.

UNTIL my eehit, thieving lzy buggar of an ex forgot to check which end he was opening and the middle bit smashed all over the floor

mumsiemum

A NDS today for me making a total of

:j#3

LittleMissHappy_2

Loads of NSD's rolling in today


zafiro1984 - well done for NSD 4 & 5 :j:j:j no worries, you’ve still got plenty of time to get more NSD’s and get to target, just keep plugging away at it
freebyfifty - well done for NSD 7 :j:j:j and 3 in a row :beer: Good luck getting number 8 today...resist the chocolate, resist the chocolate
jintyb - well done for NSD 6 :j:j:j I think your email was worded really well and came across as polite but firm. Glad she sent one back apologising, hope you get it sorted jinty, they really don’t seem to treat you very well there :mad:
Pink_Giraffe - well done for NSD 4 & 5 :j:j:j did you go back to the bank and complain? I hope they said sorry and refunded the money!
debbiedebt - well done for NSD 6 :j:j:j great going, keep it up
SuziQ1962 - well done for NSD 6 :j:j:j great going, keep it up
elfen - well done for NSD 4 :j:j:j great going, keep it up
Redouble - well done for NSD 8 :j:j:j and 4 in a row :beer: who needs modesty? I think it’s great that you are thrilled with yourself and I am also thrilled for you
HiddenIdentity - well done for NSD 9 :j:j:j still no spending this year, that is amazing, really well done
mumto2monkeys - well done for NSD 5 :j:j:j 5 NSD’s is a great amount to have, I know you are going for 20 but there is still plenty of time
oldtractor - well done for NSD 6 :j:j:j great going, keep it up
wannabehermit - well done for NSD 4 :j:j:j what a palaver with work I can’t see how they can blame you for what has happened so I would imagine that as you have been polite and nice about the whole thing that this will mean you are seen in a more positive light!
ModestyB - well done for NSD 7 :j:j:j all of us loved ifs little kitty picture too, it was so much fun I don’t know if I said but I loved the photo of your two dogs sleeping How cute!!!
beanie - well done for NSD 7 :j:j:j hope things feel better soon
marmiterulesok - well done for NSD 7 :j:j:j I’m the same as you in that I can eat the same thing day after day until it’s finished. My DH thinks it’s a bit odd
cherylelizabeth1 - well done for NSD 5 :j:j:j well, even if you did miss out on an NSD you got your MS out of the way at the same time thus averting a possible impulse spend when going out to do said MS on a later date
WelshDreamer - well done for NSD 5 :j:j:j great going, keep it up
rising - well done for NSD 5 :j:j:j oh no rising Hope things aren’t too bad for you and they blow over quickly (((hugs))) x
Spendaholic Chick - well done for NSD 4 :j:j:j great going, keep it up
Jazee - well done for NSD 4 :j:j:j great going, keep it up
AlyBaly - well done for NSD 4 :j:j:j just make sure your fingers don’t go taking you into any internet shops (like mine do regularly!)
HillBilly1 - well done for NSD 6 :j:j:j I’ve been good and not gone into any of the sales but I do have sale envy
stardrops42 - well done for NSD 5 :j:j:j great going, keep it up Fingers crossed tomorrow will be one for you too
oldestgnome - well done for NSD 6 :j:j:j never thought of the broccoli stalk idea but will nick it from you if you don’t mind
fedupandskint - well done for NSD 6 :j:j:j great going, keep it up
donna dynamo - well done for NSD 7 :j:j:j good luck with the diet and :beer: for clearing of one of your cc’s
TwelveStopsThenHome - well done for NSD 7 :j:j:j great going, keep it up
phoebesmum2105 - well done for NSD 6 :j:j:j great going, keep it up spoon will change your target to 15 when she does her next update
julytex - well done for NSD 5 :j:j:j great resisting when you are already in the shop! :T
wannabee_in_credit - well done for NSD 6 :j:j:j wedding invites ordered, how exciting! When are you getting married?
bottleofred - well done for NSD 8 :j:j:j great going, keep it up
Rachel021967 - well done for NSD 4 :j:j:j hope you are feeling better soon x
SillyBlondie - well done for NSD 4 :j:j:j great going, keep it up
wit40itwan - well done for NSD 6 :j:j:j I agree having a goal is a great motivator
kersplatt - well done for NSD 3 :j:j:j hope all goes to plan and by Friday you are up to 7! Fingers firmly crossed!
mumsiemum - well done for NSD 3 :j:j:j great going, keep it up

And welcome to


mavvysmum - welcome to the NSD challenge spoon will be on soon and she will update the front page with your name and target of 15 NSD’s. Well done on your first 5 NSD’s :j:j:j


And hello to :wave:


Kittikins - so was today an NSD? Fingers crossed Lol at backside spreading, I keep meaning to eat healthily and then chocolate falls out of my fridge, cupboards, even the shops as I am passing
mytimetoshine - it’s great that your OH is on board too, much easier when you are working together Did you resist the coffee shop?
iwanttogoonholiday - how exciting A new baby....eek indeed!
blindtoast - ohhhhh, resisting the bacon buttie run....how did you manage that?!?!?! Fingers crossed that the sacrifice was worth it and you got an NSD
LondonGirl252 - fingers crossed you got your NSD today
chris81418 - Did you get number 8 today
mfmaybe - I can’t add anymore re lunches that hasn’t already been suggested, all great ideas I think most people go by the idea that if someone else has paid the postage, they are not spending their own money and hence it is an NSD
jaffacakegal - I am going to pop into L!dl on Thursday as well now you and kerri have reminded me about the offer
katy721 - fingers, toes and anything else are crossed for you to get NSD’s for the next two days. You are right, you can do it
Learning2Budget - hope your DD is ok? Glad your car now looks lovely, sometimes sacrificing an NSD is worth it
kerri gt - I chuckle every time I read about your xmas card dilemma, mainly because I would be exactly like you and umming and ahhhing about it for ages!

ETA-forgot to say that I got NSD 5 today

pipersky

Bit late joining this month - can I please be put down for 10

I already have 3 under the belt :T

Thanks as always to spoon, bdini and lmh :A and everyone else who contributes :beer:

Kittikins

I'm very happy to report that today WAS a NSD No. 6 woohoo!! Cue happy dancing in the streets, bunting being run up in eager anticipation of me managing to get another 4 under my belt by the end of the month........

beanielou

Thank you LittleMissHappy for helping Spoon with the updates :j
You are a star.

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Evening all :hello:

Spoon, BDINI, and LMH up to 7 NSD's thank you xxx :A:A:A