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A ginormous jump into 2012 with the January NSD challenge

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  • miss_t_2
    miss_t_2 Posts: 129 Forumite
    Beanielou and Kerri gt, thank you for the kind messages. I think it is a a combination of feeling poorly, January blues and an awful week at work - which has led to feeling poorly as I haven't slept or eaten much since things kicked off.

    I know once things settle down, I will feel better. Just angry with myself for letting people get to me :( I know I should just rise above it, but for some reason I've been unable to this time :o

    Will just take it one day at a time, and will treat myself to some pretty new Jam Jars at the end of the month when I try to make marmalade for the first time!
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Kerrigt and Littlemisshappy,

    Thank you so much for the replies regarding the kindle and storage capacity etc. LMH absolutely no need to apologise as Kerri had already replied and thank you for the information. I actually liked the look of it today and wondered why I hadn't invested in one of them for myself, as it certainly prevents clogging up the bookcase! Can I ask if it annoys your eyes after a while, as it appears to be like reading from a computer screen?

    Thanks again for the advice ladies and greatly appreciated

    Red

    I promise I'm not on commission ... however, Kindle uses Pearl Ink technology so it is basically like reading from a book page rather than a computer screen - as a bonus you don't get 'page glare' when trying to read outside in the summer like you do with 'real' paper. I think that's part of the reason it's not backlit as well. You can also adjust the font size for reading.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Good evening all, and commiserations to miss_t and all others who are suffering from the January blues. Because I got paid before Christmas, I have nearly two weeks before I get paid again, so the menues at Chateau Nargle are going to get very interesting! Have booked a Mr S online delivery for payday, and stocking up on things to fill the vast deserts in my store cupboards and freezer means I am already looking at around £130 and that is without fruit and veg! (Have decided to be really sensible and get fruit and veg only from the local greengrocer - good quality and reasonable prices). I do the payday shop (sometimes Mr S, sometimes Mr T) to stock up on stuff then it's Mr Al or Mr Lid with the occasional bargain from Mr T plus odds from the local Co that keep us going for the rest of the month. If only I could rent out the resident locust plague (all two of them) to people wanting their larders clearing, I would save a fortune!

    Been busy in another life the past few days (4 night shifts this week so don't quite know what planet I am on yet) - however, I have been a good little NSD-er because I am now on (drum roll, fanfare and cheerleading chickens, please!).... 7 NSDs!!!!!
    Rock on Nargle!
    One life - your life - live it!
  • NSD No8 for me today, very pleased with myself:j
    Feb GC £80 per week (Well I'm gunna try:whistle:)
    Diet starts today(31/12/16)! Only 18lbs to lose:eek:

    4/2/16 - 13lbs to lose:D
    11/2/16 - 12lbs to lose:D
    3/3/16 - 11lbs to lose:D
  • kerri_gt wrote: »
    I promise I'm not on commission ... however, Kindle uses Pearl Ink technology so it is basically like reading from a book page rather than a computer screen - as a bonus you don't get 'page glare' when trying to read outside in the summer like you do with 'real' paper. I think that's part of the reason it's not backlit as well. You can also adjust the font size for reading.

    Agree with this :)
    Be the change you want to see in the world - Gandhi
    OU - DD100 (P :)), DSE141 (D :j), DSE212 (P :)), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    At last another NSD making it NSD 6 at long last

    To help gain some more next week I have meal planned for Mon - Fri, car is filled up, I have £1.50 at the ready to collect some cereal on offer tomorrow for a friend- all out of the shopping money purse. I don't intend to spend anything until Thurs when I run out of fruit for work then prob Sat again for shopping top up. Aiming for 5 next week and overcome temptation from Mr T's and the fresh cream meringues!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Spendy weekend but nothing too drastic, just made 15 batches of spag bol which are now in the freezer! So hoping to rack up the NSD's this week!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Spoon, BDINI and LMH up to 10 NSD's thank you xxx :A:A:A
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif

    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A
    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
  • NSD #3 for me today :D
    I should have gone to the shop for supplies but too busy faffing around at home. So toast instead of cereal in the morning and shop tomorrow instead.
    PAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
    NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/8 :D
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