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A ginormous jump into 2012 with the January NSD challenge

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  • mfmaybe
    mfmaybe Posts: 1,176 Forumite
    Tenth Anniversary 1,000 Posts
    Not sure about today yet. Working from home (so not even used petrol, sun is shining so heating not on, hm lunch etc - a truly MSE day!). However I may take the cat to the vet later, in which case I might do the food shop too, to save me having to do it at the weekend, and protect a NSD of course ;)

    Will declare later on, one way or the other.
    0% card was £1126.91 / Now £1502.37

    AFD March 2/15 NSD March 2/11 :T

    Other debts paid since 1/1/14: £17,005
  • Yesterday was day 4 for me. Not sure if today will be one or not, havn't decided if I should go to town today rather than battle with the Saturday crowds
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Not been on for a few days but should bag my 4th NSD in a row today bringing me up to 8 (I think!), I will check my calendar when I get home and declare then! Hopefully if I can be really good tomorrow then I will hit my target of 5 in a row!!!! Kind of thinking though that if I do get my 5 in a row this early in the month then I might not be as bothered about my NSD's later in the month...hmmmmm will think on this! xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • LondonGirl1252 - well done for NSD 6 :j:j:j and Yay!!! for passing your exam :) What a time to find out though!


    Thank you!!! Feeling a lot more rested today! Today will be spendy as going to celebrate after work hopefully a NSD weekend though - watch this space!!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    woohoooooo!!!!! Congratulations londongirl, that's fab!!

    :t:t:t:t:t:t:t:t:t:t:t:t:t:t:t:t:t:t:t:t:t


    thank you!!!! :d:d:d:d:d:d
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • :j:j:jWell done & congratulations!:j:j:j

    Thanks for the link for the flask ...... I like the look of that one too!:o Will try the local shop that was closed yesterday at the weekend and if no joy will get one online! (I am another who hates the microwave queue - wonder if it's a Scottish thing? Or even a Lothians thing?)


    Thanks :)

    Hope you find a nice bargain one!!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • Reporting nsd6 yesterday.

    Shopping done today, bought some clothes for DD too while I was there, some lovely bits. Hopefully now she's getting a little bit older the new clothes will become less frequent. I won't say she'll be growing less because if DS2 is anything to go by, it doesn't stop, he needs a new pair of shoes every term! He's 6 and is a size 1, wearing age 7-8 clothes, while DS1, bless him, is 10, wearing size 1 1/2 shoes and age 8-9 clothes!
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • Kerri - I got my friend to pick up for me as she lives down the road from a L!dl - so excited to be receiving these later - it's like Christmas has come again :rotfl:

    Well after all yesterday wasn't too bad. I decided to walk the 6 miles home as I couldn't get to the gym, and I read my motivational book on the Kindle on the way so felt quite pleased with myself!

    And car only cost £20, was something simple causing the battery to fail when you turned the key :j I do think I must have some kind of curse on me with cars!

    So as I couldn't get anywhere after work last night, yesterday was NSD 7. Think interest is going out later, and I am out with work tonight so today will be a spendy.

    JCG x
  • oldtractor
    oldtractor Posts: 2,262 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    SPOONcan I lower my target please to 17 NSD's please?
  • Halfway through now at #9,so pretty pleased.

    I haven't been out yet,but I'll go out shortly for a walk (leaving my purse at home;)).It's a bitter day here.

    Happy Friday to all!
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