A ginormous jump into 2012 with the January NSD challenge

freebyfifty

Good Morning.

NSD #11 for me yesterday :j and I managed 7 days in a row :j:j Dunno how, but I did

Today will be a spendy day though *hears Missus Knitty's sigh of relief*. I need some gold dust for my car So I might get a birthday present for my friend while I'm spending.


Have a great Friday x x

mumofjusttwo

Well yesterday was another nSD fort me so 8 NSD. Will not be an MSD today as I plan on going shopping to buy a couple of things but plan on keeping a level head and not just blow it because it is not going to be a NSD.
Hope everyone has a great Friday and hugs for those that are having a rubbish day.

Delilahh

Bought lunch into work again yesterday and resisted the shops on the way home, so yesterday brings me to 4 NSD's

4/10 Nearly halfway there - weehee!

Today, Bacon Roll day - so a definite spendy day.

jintyb

kerri_gt wrote: »

I'd pick some up and drop them round to you but I'm South East I'm afraid Hopefully getting mine later - such excitement over toilet roll...and the thing is I still have 1 full pack from last time the offer ran :rotfl:

That just made me laugh - we get so excited over things, this is the only place to share otherwise the men in the white coats would be after us!:rotfl:

beanielou wrote: »

Used to work in Canning Street.
In my other life!!

NSD no 10 today.

I'm Torphichen Street - and yes Rising, I have been known to frequent the Caley Ale House (RIP) many moons ago (when I still went to the pub on a Friday!)


Spendy day today -

Sorted out some new recipes as I felt we were in a bit of a rut food-wise so I am off to get ingredients for:

Singapore Noodles ( Hairy Biker recipe) Sunday lunch
Beetroot and goats cheese toasties ( saturday lunch)
Veggie & mushroom tikka masala ( WW recipe) for lunches on Monday & Tues

I am also going to Zumba this morning then home, quick change and shower and then I'm off to meet my old pal for lunch in town. Looking forward to my day!


Have a great day whatever you're up to:)

lotti379

Things are looking up! Was having an absolutely rubbish day yesterday, but while I was doing supper my sis came and apologised, and so we're back on friendly terms! Just going to forget about the whole business now.

Well I didn't get much done yesterday, didn't go into town so NSD number 6 is safely stashed!

So excited to be back on good terms, I hate drawn-out arguments. Let's hope it lasts...!

Right, must get up and moving, animals to sort out, washing up and washing to do... bleugh.

blindtoast

Spendaholic_Chick wrote: »

Knew there was something I forgot to add to my post earlier.

I'm finding that once I've made a spend, I write the day off and think I can spend what I like! Anyone else find this? Anyone got any ideas to stop this?!

This is exactly what I do. I've not found a way to stop me thinking it either - although a lot of the time the 1st spend is petrol and I've found paying at pump at least keeps me out of the shop with all the chocolate in!

I quite like the idea of having to write everything down - I do look at my bank statements each month and am amazed at how much I've spent in supermarkets and online - maybe writing it all down as I go will help stop that.

No NSD yesterday as I bought the aforementioned petrol and then the ice skates I've been looking at Can't wait for them to turn up so I can try them out! Today should be NSD as I can't think of anything I might need but I'll declare it after it's happened! Also aiming for a NSD Sunday which is unheard of - I have been more organised and already have my rugby subs waiting on the side ready to be paid!

IF

Morning all :hello:

Hope you are all doing the Friday ~ Wiggle ~ :dance:

SuziQ1962

Morning-off to the bank and then to top up a couple of food things so today will be a spendy day but hopefully not too much!
Have a lovely weekend

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

LittleMissHappy_2

Spent today - coffee with a friend and then combined that with food shopping. Needed a weeks worth of shopping but my car wouldn't start :mad: so could only get what I could carry (it's just my battery as I use my car so rarely, I try to walk everywhere if I can but it is annoying when it won't start on the odd occasion I need it!) Anyway, the week end is normally good for me spend wise so fingers crossed