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A ginormous jump into 2012 with the January NSD challenge

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  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Good evening folks,

    I hope you all had a good day. A frosty night due tonight, so wrap up warm and be careful if your driving. NSD11 for me today please:beer:
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • mfmaybe
    mfmaybe Posts: 1,176 Forumite
    Tenth Anniversary 1,000 Posts
    jintyb wrote: »
    Heh, heh, that would be a laugh if we were!;) I am at the West End near Haymarket. Just hate waiting for the micro - such a waste of precious lunch hour!
    I dont count gas bills etc although others do, so it's up to you if you count it or not.

    Ah it's ok you are safe, I'm nearer the airport. 3 microwaves and 3000 staff in the building. Hmmmm. Best start looking at flasks then!

    So Gas bill aside (which I've decided not to count as it's a bill and would be paid by DD, except I'm on Bulk LPG and it's safer not to let them have access to your bank account ;)) then today is NSD #4 :T:T

    So 40% of the way there and not quite 40% of the way through the month. I might even manage another one tomorrow, and no weekend plans yet (other than food shopping) so if I plan well I may make it 6 by the end of the weekend :)

    I agree with whoever said they were using things up - albeit I'm eating some out of date stuff! Had yummy enchiladas the other night, using a tin of mixed beans that had been there for quite some time :eek:. We've lived to tell the tale though! Next up are all the lentils that are stashed at the back of the cupboard. Following your advice, I should buy some root veg and get the pan of Scottish soup cooking :rotfl:
    0% card was £1126.91 / Now £1502.37

    AFD March 2/15 NSD March 2/11 :T

    Other debts paid since 1/1/14: £17,005
  • NSD #2 for me today please :D
    PAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
    NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/8 :D
  • dumpy
    dumpy Posts: 520 Forumite
    I'm declaring NSD #7 today as I'm in for the night now. :j

    We won't mention yesterday and the car bill......:(
  • NSDs for yesterday and today, so that takes me to 7 please.
    NSD Challenge January 2/15

    PAD Member since 18/7/11 - Total paid to date £8885.19
  • Woohoo! NSD #6 for me! Had my fringe trimmed at lunchtime (free), which should give me a few more weeks till my hair needs to be cut, and blagged a spare set of contact lenses when I went into the opticians to book my checkup. Sadly this does mean a spendy day next week for my eye test. I have also dropped my car off to be repaired where it had a disagreement with a 4WD who had parked bumper to bumper with me :( but should get it back on eye test day so all (gulp) the expense should be on the same day. Did have a worry about the cost of bus fares for work, but I have a friend a couple of miles closer in than I am, so if I walk to hers I can get lifts (and the 4 mile round trip on foot will do me good!) Off to cook roast chicken now, nom!

    Pink x
  • Spendy day today as DS decided he'd had enough of sarnies this week and wanted school dinner:mad: He did offer to take the money out of his moneybox when I said I was skint, but my conscience wouldn't let me agree to that...was chuffed he offered though, bless him.

    Because I'd already spent money, thought I might as well pop into Asda and buy pizzas and goodies for DS' sleepover tomorrow night - ended up spending over £30 (not all on pizza and goodies, I hasten to add!)

    Back on the wagon tomorrow! (hopefully :o )
    :D GOD BLESS DURAN DURAN :D
    Official DFW Nerd Club - Member no 293 Proud to be dealing with my debts
    March NSD 5/10 March Make £5 Day £99.28/£155
  • I too am decluttering... however, as it is party dresses unsure if I should wait until March onwards to get the wedding market!

    NSD 8 I think for me...

    Have resisted crisps and snacks again for a week, even when feeling poorly! Hsband did buy theco!!!! milk for tonightd dinner... bt still claiming a NSD!
    NOT a NEWBIE!

    Was Greenmoneysaver. . .
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    jintyb wrote: »
    Heh, heh, that would be a laugh if we were!;) I am at the West End near Haymarket. Just hate waiting for the micro - such a waste of precious lunch hour!
    I dont count gas bills etc although others do, so it's up to you if you count it or not.

    Used to work in Canning Street.
    In my other life!!

    NSD no 10 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NSD 6 today, 4 in a row!!! Wooh!! Not too shocking tho as I'm using freezer stocks and working all week :)
    Separated 17/06/10, now dealing with the fallout
    House sold and debt cleared 23rd May 2014. Now saving to get married!
    Current savings £0
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