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The january 2012 bankruptcy club

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Comments

  • dojoman wrote: »
    I wasn`t referring to an SOA but a lump sum that the poster was asking what they could do with it before going BR.

    ahhhhh ok :o
  • watcher27
    watcher27 Posts: 210 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Just had my first contact with the OR!

    He was just confirming he had received our details from the court etc and will set up a telephone interview within the next couple of weeks.

    He said it should take under half hour,

    Now the nerves start...:o
  • dojoman
    dojoman Posts: 12,027 Forumite
    Bump................................
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • dojoman
    dojoman Posts: 12,027 Forumite
    Bump.............................
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump...........x
    "If wishes were horses, then beggars would ride"
  • dojoman
    dojoman Posts: 12,027 Forumite
    Bump............................
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • hi all waiting to go bankrupt on Wednesday and getting really nervous!!!! Dont know what is going to happen, will they freeze my nationwide cash account so i wont be able to pay the mortgage? I have been really stupid with money over the years and now feel that this is my only option to get debt free but as the time comes!!!!!
  • dojoman
    dojoman Posts: 12,027 Forumite
    hi all waiting to go bankrupt on Wednesday and getting really nervous!!!! Dont know what is going to happen, will they freeze my nationwide cash account so i wont be able to pay the mortgage? I have been really stupid with money over the years and now feel that this is my only option to get debt free but as the time comes!!!!!

    Hi and welcome to the forum, have a look at these links there is a lot of useful info in them:)

    https://forums.moneysavingexpert.com/discussion/1056083

    https://forums.moneysavingexpert.com/discussion/3582093
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump.............x
    "If wishes were horses, then beggars would ride"
  • So, I found this website, found these forums and found this thread. I was declared bankrupt on 12 January, following application to the AiB, and lost my business, job and income. Three employees transferred to a new owner for my business. I have had to make one redundant. They have missed out on 2.5 days pay, yet apparently I have overpaid them, they can't claim the missing pay back. Which means that they are angry and upset. I am upset because my employees always came first. And now they feel aggrieved. It doesn't help that they don't like their new employer. I live alone, in the town where I had my business, and frankly am scared to go out. I have a supportive family, albeit they are at least 200 miles away and great friends who understand and think that this latest turn of events is the best thing for me.

    Doesn't stop me being upset, adrift and fed-up though :( It's all very raw. Anyway, I guess I'm a member of the January 2012 Bankruptcy Club.
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