The january 2012 bankruptcy club

dojoman

Bump...............................

watcher27

Had paperwork checked & paid our fees, now waiting to see the judge! :eek:

IF

watcher27 wrote: »

Had paperwork checked & paid our fees, now waiting to see the judge! :eek:

Hope all has gone well watcher27.

If...x

watcher27

All done!
Pretty painless and we were in with the judge for less than 5 minutes :j

dojoman

watcher27 wrote: »

All done!
Pretty painless and we were in with the judge for less than 5 minutes :j

Well done, glad it went ok for you:T:T:T

IF

watcher27 wrote: »

All done!
Pretty painless and we were in with the judge for less than 5 minutes :j

I'm so pleased, upwards and onwards now :beer:

If...x

leftfield20

Had a call from OR, they are going to conduct a telephone interview with me on Friday.

Must remember to breathe and relax!

IF

dfub wrote: »

Had a call from OR, they are going to conduct a telephone interview with me on Friday.

Must remember to breathe and relax!

You'll be ok dfub it's nothing to worry about, its just for the OR to get a feel why you went BR. Before the call just look through your 6.28/SOA so your familiar with what you have said. If you have not sent off your bank/credit statements have them to hand. The OR will just go through your 6.28/SOA with you. Also before the call have a big mug of tea ready or a bottle of water, and while they are writing things down you can have sips of tea/water, so you don't feel you have to fill in the pauses. And if you don’t know the answer to a question just say so. Do have a list with all questions ‘you’ want to ask. Can last an hour and a half.

Have a read of Arrowarra's thread it will help, with your nerves too.

Worried about your OR interview - Click here

Best wishes
If...x

leftfield20

Thank youu!! I will re-read my 6.28 and have it in front of me too (as suggested by OR also)
I do not have any bank stements or anything like that, will the OR take a dim view of this? I'm not hiding anything per se, as the reasons for debt were put on the 6.28. But surely he'll be able to get copies if he wants? Won't he?
I also put down I did some (very small compared to the debt) gambling (Feb 2010) so was JUST within the 2 years. He said he will ask more questions about this. Do you have any idea what these might be, just so I can prepare?

IF

Dojo's welcome post for the top of the page x

dojoman wrote: »

Hi everyone, welcome to the January 2012
Bankruptcy Club.

This club is for everyone who has gone or going through the process of Bankruptcy during January 2012. So please feel free to join and post.

Pop your name on here, the date that you went Bankrupt and the stage that you are at now in your Bankruptcy. And then just keep everyone in the club updated throughout the next year about your journey through Bankruptcy. That way we can all stick together and compare notes and we will be there to support each other throughout the different stages in our Bankruptcy.

Remember this is your board so keep posting.

Obviously anyone can come on here and post anything that will help us all and you are all welcome. Any important questions that do need answering are maybe still better posted on the main board but if you do put it on here, then maybe we can help each other.

Hopefully it will be an extra place for friendship and support as we compare notes and discuss what is happening with our Bankruptcies.

Please leave a post when you have been declared BR, and I will update the list.

*PLEASE DO NOT INCLUDE TOO MUCH INFO, THE IS ARE KNOWN TO FREQUENT THIS SITE AND TOO MUCH INFO MAY MAKE IT POSSIBLE TO IDENTIFY INDIVIDUAL CASES, SO KEEP INFO TO A MINIMUM, ie USERNAME AND DATE ONLY."