Deliciosa’s DFW diary

Seaxwyn

Hi deliciosa, thanks for your kind words too.

LOB is 'life of balance', ie the rate won't change unlike a 0%-for-six-months-then-sky-high rate.

Last time I calculated my dfd it was somewhere in 2012! But I'm determined t will be sooner.

deliciosa

Seaxwyn wrote: »

Hi deliciosa, thanks for your kind words too.

LOB is 'life of balance', ie the rate won't change unlike a 0%-for-six-months-then-sky-high rate.

Last time I calculated my dfd it was somewhere in 2012! But I'm determined t will be sooner.

ohh ok, the APRs are very low, well done!!! the debt amount looks scary, how do you save or pay back, if you want to share some of your tips pls feel free

I am just looking at the mortgage boards.

slowlyfading

Keep your chin up, how are you today?
Nicola x

deliciosa

Hello!

Nic, I'm feeling good today, thank you - lovely sunny day and it will be a NSD!!

Yesterday I have overspent a little bit (again....) but I decided not to care. This happens and I bought perfume which every self respecting girl needs. So there.

Also, went to a party yesterday where there were lots of nibbles so I did not spend on food all day anticipating the evening food and ate a lots there for free

Decided to claim back the M&S charges too (only £30 but every little helps) and the amex charges I just hope they wont cancel my account though..., thats actually£142 alltogether! would be nice to have them back. Sending off letter tomorrow.

Selling on ebay: dissappointing, hardly anything sells, 12 people watching one of my items nd only one bid!!!! wil see what happens, still two days to go...

slowlyfading

deliciosa wrote: »

Hello!

Nic, I'm feeling good today, thank you - lovely sunny day and it will be a NSD!!

Great its a lovely sunny but windy day here too. And hopefully a no spend day for me too! Go us

Yesterday I have overspent a little bit (again....) but I decided not to care. This happens and I bought perfume which every self respecting girl needs. So there.

Oo which perfume? I'm a fan of perfumes, I currently have three different ones on the go and of course, everyone needs a nice perfume!

Also, went to a party yesterday where there were lots of nibbles so I did not spend on food all day anticipating the evening food and ate a lots there for free

I hope you ate during the day though. But good planning, might as well eat for free if its there

Decided to claim back the M&S charges too (only £30 but every little helps) and the amex charges I just hope they wont cancel my account though..., thats actually£142 alltogether! would be nice to have them back. Sending off letter tomorrow.

Good luck with these, and remember every little helps

Selling on ebay: dissappointing, hardly anything sells, 12 people watching one of my items nd only one bid!!!! wil see what happens, still two days to go...

Still 2 days to go... a lot can happen in 2 days, as we both know! 12 people watching is a LOT of people, so fingers crossed
Keep your chin up,
Nicola x

deliciosa

Hi Nic

1.) I can see its windy but since Im inside I can only feel the sun shining in... so beautiful! I will have to start sunbathing on sundays once its getting warmer in order to have a nice tan by june (italian holiday!!!)

2.) gaultier classique... ohh girl, that's gorgeousness and everyone says it suits me, I got it for xmas and been using it since. What about yours???

3.) yes, I did eat a salad but to be honest I wasnt too hungry since we had a huge (free) dinner on firday night, the night before (3 course shabbat dinner!!!) cant even bear to list what I ate.... And the party started at 6pm so it wasnt that late... today I had an apple juice and now I am having potato croquettes (I promise I will eat more if I will be more hungry!!)

oh and no money saving news but news: I danced with a really hot (and nice) guy yesterday (whom I have been acquinted for quite a qhile), and now I am totally excited about him - we complemented eachother so much on the dancefloor, we just couldnt stop dancing, everyone was just looking at us.. I think I am getting over my ex!!!

4.) yes, although I am not sure with amex, I dont know if I should stretch it, I have to say they have been more than accomodating so far, really what you would call 100% customer service, accomodating my every whim, so they should but still its not common so I dont really want to risk losing them so my first letter wont be an agressive one....

5.) good turn: 4 of 5 are selling now, interesting facts:

RRP £49 luxury soap has 14 watchers and only one bid of 99p!!! (still worth it for me but how interesting...)

Decleor RRP £35 peel off mask going for 3 now with 4 watchers

the cheapest item, the body shop body butter is going for 4.25 with postage thats almost the retail price!!!!

estee lauder perfume has got only one bid even though thats the second most expensive!!

but in any case, even if they only sell for what they are selling for now, I will have at least £20 to my paypal. YAY.

slowlyfading

The perfumes I have at the moment are:
CK 1
Lacoste Pink
Amarni 'She' and I love them all and what did I say about ebay? lol great stuff on the bidding. I just had a look, and will keep a look out tomorrow and you must eat if you're hungry. You seem to have quite strange eating habits, makes me worry (hugs)
Nic x

Skint_Catt

Oooh I love CK1!!! :j
I wear Beyond Paradise, Cool Water or Ralph Lauren 'Romance' which is my fave at the mo.

I agree - every girl has to have a nice perfume!

deliciosa

Ohh I love these perfumes!! n (all of them!!!) Isn't Romance an evening one, or am I confusing it with something else?

yes ebay is doing better and better - Nic you were right! now 4 sells for £12.45. it jumped almost three pounds in two hours, thats quite nice. Its just the nature of 7 day listings I assume that people dont big in th ebeginning... I dont know.

I bet nobody will buy my empty dior bottle haha I just put it on in case someone crazy sees it and buys it... was worth a try!

slowlyfading

deliciosa wrote: »

I bet nobody will buy my empty dior bottle haha I just put it on in case someone crazy sees it and buys it... was worth a try!

Its always worth a try, you never know! x