Deliciosa’s DFW diary

slowlyfading

deliciosa wrote: »

Ohh nooo. horrible feeling (((((big hug))))) I am sure you see yourself fatter than you actually are, it is always the case! Did you know that blueberries burn fat like crazy, you dont even have to excercise? I know they are expensive but not so on the market and they are actually really really healthy too!!!!

(and yummy.)

I kind of crave a pizza and a chocolate mousse. Whats all this about...??? why do girls always crave chocolate and pizza?? Is it just me??

I'll look out for blueberries, thanks for the tip! and I always crave chocolate, so I know EXACTLY where you're coming from
Nic x

kittyminx

Hehe, no not just you!!!

I don't really like chocolate much (please don't shoot me!) so when i crave it I know it's PMT time!! Pizza on the other hand I LOVE, especially veggie ones...as long as there aren't any mushrooms or pineapple in sight...

what are you up to today? We've got snow...don't think it's going to stick though...it never ever snows here!

kit

slowlyfading

kittyminx wrote: »

I don't really like chocolate much (please don't shoot me!) so when i crave it I know it's PMT time!! Pizza on the other hand I LOVE, especially veggie ones...as long as there aren't any mushrooms or pineapple in sight...

We wouldn't shoot you what I would give to not like chocolate! Lol that'll be the day
Nic x

deliciosa

Ooohhh thanks for the comments!

problem with food is that I go out a lot, sometimes I have to, with work. but my next month's goal to bring it down to £160 by (!!!!!!!!!) not (!!!!) drinking (!!!!!) COFFEE (!!!!!!!!!!!!!!!!!!!!!!!!!!!!) (this is a huge challenge and Im sure I will fail many times before I eventually succeed....)

The savings issue: this is a big dilemma for me, what you say is very very sensible and reasonable. My mind just screams at the thought of not having ANY actual, real money, just having "access to money", like on cards.... The money sitting on my savings account is something they cant take away from me, whilst they can cancel my credit cards, take away the credit.. I dont know, I am always thinking about this dilemma to be honest with you but I just couldnt bring myself yet to pay out that money...

APRs: HSBC and amex 19.99, M&S got 9.9 on purchase and 3.4 on BT.

deliciosa

slowlyfading wrote: »

I'll look out for blueberries, thanks for the tip! and I always crave chocolate, so I know EXACTLY where you're coming from
Nic x

you might think its too much but the bestest thing for me is when you grab a bar of milk chocolate, put it in a little bowl, in the microwave for 2 minutes 14 seconds exactly (Cadburys) and then eat it with a teaspoon - bliss. pure bliss, a little piece of heaven, unlimited goodness, and I could go on and on for hours but Im sure you get the picture

Ohh I love blueberries, next best thing after choccy, shame they are so expensive.

slowlyfading

deliciosa wrote: »

Ooohhh thanks for the comments!

You are more than welcome!

problem with food is that I go out a lot, sometimes I have to, with work. but my next month's goal to bring it down to £160 by (!!!!!!!!!) not (!!!!) drinking (!!!!!) COFFEE (!!!!!!!!!!!!!!!!!!!!!!!!!!!!) (this is a huge challenge and Im sure I will fail many times before I eventually succeed....)

Did you try going to Caffe Nero and getting a loyalty card? That, to me, always makes it that little bit better when going to get coffee is the fact that I know I'm going to get my 10th one free but I know where you're coming from, I love getting coffee to take out. Good luck

The savings issue: this is a big dilemma for me, what you say is very very sensible and reasonable. My mind just screams at the thought of not having ANY actual, real money, just having "access to money", like on cards.... The money sitting on my savings account is something they cant take away from me, whilst they can cancel my credit cards, take away the credit.. I dont know, I am always thinking about this dilemma to be honest with you but I just couldnt bring myself yet to pay out that money...

You also make a good point here. I know its scary. Maybe putting a little less in savings? I dont know, its up to you Dont go out of your comfort zone, and having 'emergency' money is a good thing :

APRs: HSBC and amex 19.99, M&S got 9.9 on purchase and 3.4 on BT.

Okay, so you're going to pay off the HSBC one first right?

Nic x

slowlyfading

deliciosa wrote: »

you might think its too much but the bestest thing for me is when you grab a bar of milk chocolate, put it in a little bowl, in the microwave for 2 minutes 14 seconds exactly (Cadburys) and then eat it with a teaspoon - bliss. pure bliss, a little piece of heaven, unlimited goodness, and I could go on and on for hours but Im sure you get the picture

Ohh I love blueberries, next best thing after choccy, shame they are so expensive.

Haha that made me laugh, you know the exact length to put it in the microwave for! :rotfl: :T :rotfl: I love melted chocolate SO much. Where I live, there's a chocolate shop which has a massive chocolate fountain in the window. When I want a treat, i go there and get a bowl of strawberries and melted chocolate. mmmm
nic x

deliciosa

kittyminx wrote: »

Hehe, no not just you!!!

I don't really like chocolate much (please don't shoot me!) so when i crave it I know it's PMT time!! Pizza on the other hand I LOVE, especially veggie ones...as long as there aren't any mushrooms or pineapple in sight...

what are you up to today? We've got snow...don't think it's going to stick though...it never ever snows here!

kit

Hey, wouldn't shoot you, quite reassuring that if you ever come over, I wont have to lock up the choc )) Pizza, I know what you mean, what is it about pizza?/ Is it the bread or the sauce? (surely not the vegs that you can have in any other way too...) I think it might be the lovely, thick, spicy tomato sauce... oh dear, I really DO want a pizza.

You're quite right about pineapples. I dont know who came up with the idea of putting them on a pizza.

Snow?? Where are you? must be fun.. am I wrong or is it the eighteenth of march? :eek: the middle of spring?? hehe
I am chilling out - have a bit of cramps so I decided not to go to the movies (£10 saving and actually very happy about not going) just to rest and pamper myself all day because this week has been hectic and next one will be even worse. What about you?

kittyminx

I know what you mean about the savings...I have a jar with about £200 in it at the moment, we add to it most days with £2 coins and 50p's, to be honest we should really use this towards debt payment but I just can't bear to part with it, sort of a security blanket ( a small one) and it's going to go towards a holiday.

Please tell me £160 of your £200 food budget doesn't just go on starbucks??????????

SF are you at Lancaster Uni? Just wondering from your location, cos that's where I went.

kit

deliciosa

YES!!! I got a loyalty card YESTERDAY!!!!!!!!!! I cant believe I forgot to tell you I thought of you when they offered and I said yes! so far one sticker. yay! no caffe nero ear my work but PLENTY near my synagogue so I might start going there!!! Takeout coffee rocks.

Well, you've got a good idea there. I might reduce savings money to £25. My idea is to build up a savings of £400 and keep it so that I have a month';s or two month's worth of emergency money.

and yes, HSBC is the next one to go:

By May's payday, I bring M&S under 1000 asnd HSBC under £800. Then I transfer £500 to M&S (BT only little as seen above) and at June payday I pay off the rest of HSBC. Then I will only have the M&S card to pay off. Good plan?