Deliciosa’s DFW diary

Skint_Catt

People take ages to leave feedback sometimes. I guess not everyone has access to a PC during the week - or don't have time. I'm sure you'll get it eventually. I'm still waiting for most of mine!

Catt xx

deliciosa

Updates:

Firstly a little history… - last april when I first encountered these forums, I decided to claim back my HSBC bank charges. What happened with them was that once I went overdrawn, every single little purchase I made incurred a £25 fee!!! I soon found myself in £200 overdrawn and I just couldn't get out of it and I got scared because my online statement indicated there will be a further £75 fee to be debited… and then I found the bank charges reclaiming section and sent off my letter. They wrote back offering £250 (instead of £375) and I actually accepted because I just wanted quick cash.

So now I decided to claim back my unlawful charges on my credit card as well. That was my current account before. This is the HSBC credit card and I added up the payments for late fees, etc and it comes out as £280 so that’s what I will be claiming back. I have sent off my letter yesterday. I hope the previous payout won't have an effect on this, it relates to a different account etc, its only that it’s the same back. So please wish me luck, I will update you on everything. (I forgot to say that of course I have stupidly spent all that £250 that I got in may……) but if they would offer about £150 or £200 I would take it and it could come off my creidt card at HSBC this would be a huge huge huge thing and it would bring my DFD forward a bit…. I also added up the M&S card charges (only £65) I don’t know if its worth bugging them about it, I need advice on this. They just gave me employee rate and a nice BT, I don’t want to !!!! them off. Also, on American express, the charges add up to £175 ish - but they have been more than accomodating to my every whim, refunds in seconds, excellent customer service, VIP treatment, really the best, I haven't got a word against them , and they just recently reduced the charges to £8 (instead of £25) so they are trying … I don’t know if I want to !!!! them off by demanding that money back.. So I will still think about this one as well…

I am doing quite well in not spending on food (or spending at all). Yesterday I spent only £2.85 and the day before yesterday I think it was only £1.25. Today will be a little bit more but I skipped the morning latte (£1.85 saving) and brought in fruits so I don’t have to buy them (£0.60 saving.)I will have to buy something for my mom which she wants but she will pay me back to that’s not really spending. I took out £4 from my "shopping fund" cashbox to go out for a pret dinner with my friend tonight before the seminar that we are organising - it will be such fun!!! I might be able to spend less than £4. Tomorrow I agreed to go out with a friend for a starbucks (£2.54) but that’s a treat and that will be ALL I will be sending the whole weekend so that’s allowed. (Isnt it!!!!???)

Ebay update: still only 21 rating (:() but I posted everything apart from one little lipstick sample (her payment hasn’t cleared yet) so no hassle with them anymore. Money not on my account yet but not worried - says it shuld take 7 days.

Dvds update: Have about 5 more at home and another 5 with my sister which I can bring back on Monday so I can put them on plus all the extra samples. I'll do that ocne I'm back and once I got more stamps…

Amex update: I just missed a BA half price sale promotion by 500 points - am so upset, I could have got a flight for 7500 points instead of 15000 but I haven't got enough points…. will they ever do a half price sale again? I could purchase 1000 points fr £32 and then I would save about £15 on the total price, so it still would be a saving but I don’t know… I might just keep collecting and wait. They might do the same promotion again. The only other thing I could do is to spend another 500 on my amex (yay what a nice thing…) and then it would convert into points but I am not going to do that… trouble!! )

That’ it so far

deliciosa

Skint_Catt wrote:

People take ages to leave feedback sometimes. I guess not everyone has access to a PC during the week - or don't have time. I'm sure you'll get it eventually. I'm still waiting for most of mine!

Catt xx

ohh ok that makes sense how are you today>? x

slowlyfading

Hey, did you send the DVD's to my uni address? Haven't received them here this morning Hope you're okay and have a nice day
Nicola x

Skint_Catt

Hi, I'm good thanks. Sounds like you're really going for it with the eBay and bank charges! Makes me want to get my !!! in gear too, lol.

Off on holiday tonight for a long weekend in North Wales, but I'll be back Tuesday. Have a fab weekend!

Catt xx

slowlyfading

Have a good holiday Catt!

slowlyfading

Just talked to my mum, and she's received them, so panic over!
Nicola x

deliciosa

slowlyfading wrote:

Hey, did you send the DVD's to my uni address? Haven't received them here this morning Hope you're okay and have a nice day
Nicola x

I cant remember - the one that is on your Paypal profile!!!!! ok I just checked it, I dont want to type it in but that's the address that starts with number 69.... you know which one I mean??

Skint_Catt

Oh I will Nicola! It's my 30th birthday on Sat and I can't wait to escape it! I don't want to get old :rotfl:

Catt xx

deliciosa

Skint_Catt wrote:

Hi, I'm good thanks. Sounds like you're really going for it with the eBay and bank charges! Makes me want to get my !!! in gear too, lol.

Off on holiday tonight for a long weekend in North Wales, but I'll be back Tuesday. Have a fab weekend!

Catt xx

Hello! Yay good for you, enjoy your holiday!!!! :j make sure you eat a lot, rest, and dont spend much! (starting to sound like you guys here... )

x x x x