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10 months in and 90 left to go ... the reality is starting to kick in :)
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:rotfl:Maybe not the best psycology in all cases... I just worked out what percent I've paid off my mortgae (new in October to be fair) and it currently stands at 0.2% :rotfl:
I'm going to do percentages. One for the credit cards (c.£7k) and one for the overall debt including cc's (£23k) so one should come down much quicker than the other.Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
I rember hypno used to do colouring in I think it was £500 squares but not positive
You gonna start percentages as well Butti ?0 -
Yuletide greetings El, I hope you have a good New Year's Eve!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Ohhh thanks dragon, I must admit I had a wee slight sore head this morning0
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So my new year celebrations are all over, we're all still here and the world hasn't came to an end
That's a bit of good news
Got my wages yesterday have paid the various bits out and transferred money for the rest of the month, the blind that hubby was sooooo desperate for didn't come in so I got a refund for that and for a USB stick from play. Com as well as they didn't send it out either, went down to mil's to deal with her finances, did a shop £60 it came to as we bought wine and ice cream ( that won't be happening often I can assure you)
And that's us back to an even keel again0 -
We're still here and still skint
I need to finish the christmas shopping today - arggh!Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 16/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
I've heard it's gonna be nuts outside today, we have to go to see dotty aunty jean and fix her heating ... Oh fun lol0
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Hope Aunty's not far away ... it's absolutely chucking it down here!:eek:
Very, very glad I don't need to go anywhereGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
So dotty aunty's heating is fixed, more unplanned spends have been going on but it is a very expensive time of year so it's to be expected I spose
Nothing much else planned for today except eat some lovely food lovingly prepared by mr el and maybe watch a wee movie or two0 -
"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0
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