10 months in and 90 left to go ... the reality is starting to kick in :)

elantan

We have got so much rubbish in the garage we can't even get the car in it:eek::eek:

We have a car worth thousands sitting in the driveway and a garage full of rubbish ... Very sensible

Did a very quick look at the debt / amount to pay per month for January and we have £707 minimum we must pay ( not including any interest)

Hmmmmm this is going to be fun .... That's nearly all my wages

taxi73

that's a lot to find

elantan

It is taxi, but at least it's not that on top of the minimum payments ... It's £707 total ( plus interest)

Will work out how much the minimum payments are and then how much I have to find on top of it to make the months total

ZTD

elantan wrote: »

It's a flat roof that we use are a verandah ... I get the feeling we could be chasing it for years

If it is a "serious" leak, then it will be where the water collects together. Wait until it is dry, block off the drainage, pour water on your roof until it forms a pool, then sprinkle talc evenly on it.

The talc will form lines to wherever it is draining.

elantan wrote: »

I think the plan is to seal the sides/ corners and coat the top with a sealing , fungus resistant paint ( maybe with some slip resistance in it as well)

Be careful if you are walking directly on a flat roof. Have a broom up there. What happens is that the birds drop small stones on it which you then press into the felt with your bodyweight, puncturing it.

ZTD

:rudolf::rudolf:Merry Christmas to you!

elantan

Z Its a concrete roof ... Would I do the same thing with that ?

Thanks for the Xmas wishes I worked Xmas and slept so it was a usual one for me lol ... Hope yours was good

elantan

Well I'm night shift again for 3 nights and have been working out January's money ... I have 707 minimum to find for my debt this month, but after all the minimum payments are made it doesn't work out that I have too much to find I do have £150 ( approx) to find from the overtime which I think I will make in January ... Although once again no money will be saved for my pension ... Which is a bit of a concern for me but can't be helped at this stage

I also know I will have £707 to find in February and the thing is I only have 10 hours of overtime so far for February and I need much more than that in order to meet my £707 target so whilst January is covered ( unless I have forgotten something ) I need to get something in place for February

elantan

Sometimes I could kick myself ... I forgot my council tax money that I plan on using towards a tow bar for the car ... So I am £150 short for January with no pension paid .... Hmmm that's the extra money I need to pay the £707 hmmmm

So time to cut the cloth as I really want to make this 100 month challenge ... And plans for feb to be made

Wonder how much I could get for a kidney

elantan

So the day shift have just phoned in sick... Out of the last ten shifts I have worked I have still to get away in time due to staff running late... Needing extra training... Phoning in sick etc ... Yes it's two hours more overtime ... But I had to come in an hour and a half early last night also... So I will have done 13.5 hour night shift ... Grrrrrr

Butti

I don't think selling a kidney is a good plan! (Just thought I'd say!)