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10 months in and 90 left to go ... the reality is starting to kick in :)

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  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    See we do have good taste ;)

    Would they still accept the blue Peter badge I wonder ? Try it and let us know please .... It's got me curious now lol
  • beanielou
    beanielou Posts: 96,132 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Never did get a blue peter badge or a Crackerjack pencil.
    Sigh.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Me neither beanie ... I wasn't " allowed" to watch tv so don't fully understand it all:o
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Last night I got a phone call asking me to come into work today on overtime, it's another 10 hours to the pot for January I spose, but after my night shift on Tuesday I am kinda tired ... Still money is money and I can't complain

    I've been thinking some more about some sort of way to mark getting the debt down a bit more for the psychological boost it will give me and I think having some sort of visible proof will help but I want to keep it in with the 100 months so instead if having £500 chunks, I'm going to have it in percentage chunks and work it that way
  • Shortie
    Shortie Posts: 2,224 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I've been wondering about added percentage chunks to mine too (I can't remember if was you or rising that suggested that to me a few weeks back?) but I too recon that seeing a percentage is quite a good moral boost
    April 2021 Grocery Challenge 34.29 / 250
  • Shortie
    Shortie Posts: 2,224 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :rotfl:Maybe not the best psycology in all cases... I just worked out what percent I've paid off my mortgae (new in October to be fair) and it currently stands at 0.2% :rotfl:
    April 2021 Grocery Challenge 34.29 / 250
  • skint_spice
    skint_spice Posts: 13,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My brother had a swapshop scarf... Random posting of the day :D
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    Shortie wrote: »
    I've been wondering about added percentage chunks to mine too (I can't remember if was you or rising that suggested that to me a few weeks back?) but I too recon that seeing a percentage is quite a good moral boost

    It was probably me ...... :o
    Shortie wrote: »
    :rotfl:Maybe not the best psycology in all cases... I just worked out what percent I've paid off my mortgae (new in October to be fair) and it currently stands at 0.2% :rotfl:

    :D Ohhhhhh - I guess it does depend on the size of things!

    I'm at less than 1% off my OD :o - and considering that's only £9 well, errrrr :rotfl:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hypno used to do a lot of stuff like that drawing things and colouring them in...can't remember exactly what at the minute
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    skint_spice wrote: »
    My brother had a swapshop scarf... Random posting of the day :D

    Yes...and I've said Thanks for it. That's pretty random too!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
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