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10 months in and 90 left to go ... the reality is starting to kick in :)

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  • taxi73
    taxi73 Posts: 20,815 Forumite
    Was just about to recommend the same thing but would never have dreamed of them holding that you work against you
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 31 March 2012 at 6:24PM
    I was asked if i was on any benefits ... I explained no nothing they then said oh erm no benefits at all ? I said nope nothing ... Then i got a erm well We'll we will take your details and see if we can do something but i'm not sure we can help... i will phone back next week as i had a good read of what it says and no where could i see it mention benefits ... Maybe i got the wrong person

    I'm not giving up though as i really want some intensive help which is aimed at me changing things around and knowing and understanding exactlly the right things i need to
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 31 March 2012 at 6:24PM
    Will be making an appt with the Dr aswell to see what he can suggest i think
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    well i had a rotten hard week at work, but i am off for a week now and in good news i managed to get someone to do my overtime so i am happy, yes the money would be good but my health needs to come first

    have found out a little bit more about the company pension scheme, so have decided to just pay the minimum into it and put money into an i.s.a that i was going to pay,

    today i phoned up my current i.s.a provider and cancelled the ddm as the charges for this i.s.a are extortionate so i am going to go with a different provider and will add into it my pension payments, i think i will buy different unit trusts for the pension though so that they dont get mixed up....

    so back to twiddling my thumbs till pay day:rotfl::rotfl::rotfl:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Sounds like you've done a lot of planning there.I'm so clueless about pensions.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I'll be honest with u taxi i dont really have a clue myself , i'm learning as i am going along ... I'm looking at it as a work in progress tbh ... I think i understand it then something else comes along and i find out what i learned was just a fraction of a certain piece that makes up a whole puzzle
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Just had a phone call from the girl that couldnt help me unless i was on benfits ( i think i may have got her mind ticking) after speaking to me the other day she sent a few emails and got some info ... She recommends i go to the Dr get refferred to a dietician and in June there will be a new programme in my area that i will be able to access .... I would say thats a good result :)
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    elantan wrote: »
    Just had a phone call from the girl that couldnt help me unless i was on benfits ( i think i may have got her mind ticking) after speaking to me the other day she sent a few emails and got some info ... She recommends i go to the Dr get refferred to a dietician and in June there will be a new programme in my area that i will be able to access .... I would say thats a good result :)

    That's great news El :)
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Sounds like good news to me
  • beanielou
    beanielou Posts: 95,974 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Result :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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